Luana Savings Bank
Luana Savings Bank received 722 applications in 2025 and made 648 mortgages, in 61 counties across 6 states. The median rate its borrowers got was 6.125% on a median loan of $255,000. Of 668 decisions, 19 were denials — 2.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300IZ5GOBKOERL931 |
|---|---|
| Applications received | 722 |
| Mortgages made | 648 |
| Denied | 19 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 54 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.272 points |
| FDIC-insured bank | Yes: Luana Savings Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 417 | 6.125% | $255,000 | 2.1% |
| Refinancing | 189 | 6.000% | $255,000 | 2.1% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 33 | 6.575% | $95,000 | 15.4% |
Where Luana Savings Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 237 | 6.125% | 3.7% |
| Dallas County, IA | 120 | 6.100% | 0.8% |
| Warren County, IA | 39 | 6.000% | 0.0% |
| Clayton County, IA | 33 | 6.000% | 2.9% |
| Allamakee County, IA | 30 | 6.175% | 3.2% |
| Fayette County, IA | 20 | 5.975% | 0.0% |
| Story County, IA | 20 | 6.125% | 0.0% |
| Winneshiek County, IA | 17 | 6.050% | 0.0% |
| Chickasaw County, IA | 14 | 5.988% | 22.2% |
| Black Hawk County, IA | 11 | 6.250% | 0.0% |
| Linn County, IA | 9 | Under 10 loans | 0.0% |
| Madison County, IA | 9 | Under 10 loans | 0.0% |
| Marshall County, IA | 8 | Under 10 loans | 0.0% |
| Jasper County, IA | 6 | Under 10 loans | 0.0% |
| Cerro Gordo County, IA | 5 | Under 10 loans | 0.0% |
| Poweshiek County, IA | 5 | Under 10 loans | 0.0% |
| Bremer County, IA | 4 | Under 10 loans | 0.0% |
| Johnson County, IA | 4 | Under 10 loans | 0.0% |
| Lucas County, IA | 4 | Under 10 loans | 0.0% |
| Boone County, IA | 3 | Under 10 loans | 0.0% |
| Delaware County, IA | 3 | Under 10 loans | 0.0% |
| Guthrie County, IA | 3 | Under 10 loans | 25.0% |
| Hamilton County, IA | 3 | Under 10 loans | 0.0% |
| Crawford County, WI | 3 | Under 10 loans | 0.0% |
| Buchanan County, IA | 2 | Under 10 loans | 0.0% |
| Dickinson County, IA | 2 | Under 10 loans | 0.0% |
| Floyd County, IA | 2 | Under 10 loans | 0.0% |
| Howard County, IA | 2 | Under 10 loans | 0.0% |
| Mahaska County, IA | 2 | Under 10 loans | 0.0% |
| Wayne County, IA | 2 | Under 10 loans | 0.0% |
| Grant County, WI | 2 | Under 10 loans | 0.0% |
| Macon County, IL | 1 | Under 10 loans | 0.0% |
| Adams County, IA | 1 | Under 10 loans | 0.0% |
| Appanoose County, IA | 1 | Under 10 loans | 0.0% |
| Audubon County, IA | 1 | Under 10 loans | 0.0% |
| Butler County, IA | 1 | Under 10 loans | 0.0% |
| Cass County, IA | 1 | Under 10 loans | 0.0% |
| Clarke County, IA | 1 | Under 10 loans | 0.0% |
| Henry County, IA | 1 | Under 10 loans | 0.0% |
| Keokuk County, IA | 1 | Under 10 loans | 0.0% |
| Marion County, IA | 1 | Under 10 loans | 0.0% |
| Mitchell County, IA | 1 | Under 10 loans | 0.0% |
| Monroe County, IA | 1 | Under 10 loans | 0.0% |
| Scott County, IA | 1 | Under 10 loans | 0.0% |
| Tama County, IA | 1 | Under 10 loans | 0.0% |
| Washington County, IA | 1 | Under 10 loans | 0.0% |
| Webster County, IA | 1 | Under 10 loans | 0.0% |
| Crow Wing County, MN | 1 | Under 10 loans | 0.0% |
| Itasca County, MN | 1 | Under 10 loans | 0.0% |
| Kanabec County, MN | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.