Availa Bank
Availa Bank received 387 applications in 2025 and made 331 mortgages, in 44 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 358 decisions, 19 were denials — 5.3%.
| Legal Entity Identifier | 549300MP1N04YL1TZP61 |
|---|---|
| Applications received | 387 |
| Mortgages made | 331 |
| Denied | 19 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 29 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Availa Bank, 15 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 139 | Not published | $125,000 | 3.3% |
| Refinancing | 173 | Not published | $75,000 | 3.3% |
| Other purposes | 19 | Not published | $35,000 | 28.6% |
Where Availa Bank lends most
The 44 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pottawattamie County, IA | 67 | Not published | 8.1% |
| Webster County, IA | 54 | Not published | 6.8% |
| Woodbury County, IA | 45 | Not published | 0.0% |
| Hamilton County, IA | 24 | Not published | 7.4% |
| Polk County, IA | 24 | Not published | 3.6% |
| Story County, IA | 14 | Not published | 6.7% |
| Dakota County, NE | 12 | Not published | 0.0% |
| Douglas County, NE | 9 | Under 10 loans | 0.0% |
| Carroll County, IA | 8 | Under 10 loans | 0.0% |
| Wright County, IA | 8 | Under 10 loans | 0.0% |
| Union County, SD | 8 | Under 10 loans | 0.0% |
| Boone County, IA | 7 | Under 10 loans | 12.5% |
| Marshall County, IA | 7 | Under 10 loans | 0.0% |
| Jasper County, IA | 5 | Under 10 loans | 0.0% |
| Pocahontas County, IA | 5 | Under 10 loans | 16.7% |
| Calhoun County, IA | 4 | Under 10 loans | 0.0% |
| Crawford County, IA | 2 | Under 10 loans | 33.3% |
| Dallas County, IA | 2 | Under 10 loans | 0.0% |
| Monona County, IA | 2 | Under 10 loans | 0.0% |
| Sac County, IA | 2 | Under 10 loans | 0.0% |
| Shelby County, IA | 2 | Under 10 loans | 0.0% |
| Lawrence County, SD | 2 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Cerro Gordo County, IA | 1 | Under 10 loans | 0.0% |
| Cherokee County, IA | 1 | Under 10 loans | 0.0% |
| Dickinson County, IA | 1 | Under 10 loans | 0.0% |
| Greene County, IA | 1 | Under 10 loans | 0.0% |
| Grundy County, IA | 1 | Under 10 loans | 0.0% |
| Ida County, IA | 1 | Under 10 loans | 0.0% |
| Mills County, IA | 1 | Under 10 loans | 0.0% |
| Plymouth County, IA | 1 | Under 10 loans | 0.0% |
| Warren County, IA | 1 | Under 10 loans | 0.0% |
| Morgan County, MO | 1 | Under 10 loans | 0.0% |
| Hooker County, NE | 1 | Under 10 loans | 0.0% |
| Madison County, NE | 1 | Under 10 loans | 0.0% |
| Sarpy County, NE | 1 | Under 10 loans | 0.0% |
| Carteret County, NC | 1 | Under 10 loans | 0.0% |
| Benton County, OR | 1 | Under 10 loans | 0.0% |
| Minnehaha County, SD | 1 | Under 10 loans | 0.0% |
| Pennington County, SD | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 0 | Under 10 loans | 100.0% |
| Butler County, IA | 0 | Under 10 loans | 100.0% |
| Harrison County, IA | 0 | Under 10 loans | Not published |
| Palo Alto County, IA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.