FINANCIAL PLUS CREDIT UNION
FINANCIAL PLUS CREDIT UNION received 218 applications in 2025 and made 192 mortgages, in 15 counties across 1 state. The median rate its borrowers got was 5.750% on a median loan of $65,000. Of 210 decisions, 17 were denials — 8.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300WQC1VYOW0EW528 |
|---|---|
| Applications received | 218 |
| Mortgages made | 192 |
| Denied | 17 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.27 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 43 | 5.750% | $185,000 | 0.0% |
| Refinancing | 18 | 5.750% | $55,000 | 0.0% |
| Cash-out refinancing | 34 | 6.000% | $75,000 | 5.6% |
| Other purposes | 97 | 5.500% | $45,000 | 13.3% |
Where FINANCIAL PLUS CREDIT UNION lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 136 | 5.750% | 6.8% |
| Dallas County, IA | 25 | 5.500% | 19.4% |
| Warren County, IA | 17 | 6.000% | 5.6% |
| Boone County, IA | 2 | Under 10 loans | 0.0% |
| Guthrie County, IA | 2 | Under 10 loans | 0.0% |
| Appanoose County, IA | 1 | Under 10 loans | 0.0% |
| Black Hawk County, IA | 1 | Under 10 loans | 0.0% |
| Greene County, IA | 1 | Under 10 loans | 0.0% |
| Madison County, IA | 1 | Under 10 loans | 0.0% |
| Marion County, IA | 1 | Under 10 loans | 0.0% |
| Marshall County, IA | 1 | Under 10 loans | 0.0% |
| Pottawattamie County, IA | 1 | Under 10 loans | 0.0% |
| Poweshiek County, IA | 1 | Under 10 loans | 0.0% |
| Scott County, IA | 1 | Under 10 loans | 0.0% |
| Story County, IA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.