MANUFACTURERS BANK & TRUST COMPANY
MANUFACTURERS BANK & TRUST COMPANY received 257 applications in 2025 and made 224 mortgages, in 37 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 246 decisions, 3 were denials — 1.2%.
| Legal Entity Identifier | 254900U7G0LJ4QNSFC86 |
|---|---|
| Applications received | 257 |
| Mortgages made | 224 |
| Denied | 3 |
| Approved, not taken up | 19 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Manufacturers Bank & Trust Company, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 133 | Not published | $205,000 | 1.3% |
| Refinancing | 55 | Not published | $105,000 | 0.0% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 32 | Not published | $65,000 | 2.9% |
Where MANUFACTURERS BANK & TRUST COMPANY lends most
The 37 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Winnebago County, IA | 49 | Not published | 3.8% |
| Cerro Gordo County, IA | 37 | Not published | 0.0% |
| Mower County, MN | 29 | Not published | 3.3% |
| Olmsted County, MN | 22 | Not published | 0.0% |
| Freeborn County, MN | 19 | Not published | 0.0% |
| Hancock County, IA | 15 | Not published | 0.0% |
| Dodge County, MN | 12 | Not published | 0.0% |
| Worth County, IA | 6 | Under 10 loans | 0.0% |
| Steele County, MN | 5 | Under 10 loans | 0.0% |
| Fayette County, IA | 2 | Under 10 loans | 0.0% |
| Johnson County, IA | 2 | Under 10 loans | 0.0% |
| Sioux County, IA | 2 | Under 10 loans | 0.0% |
| Wright County, IA | 2 | Under 10 loans | 0.0% |
| Wabasha County, MN | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Lake County, IL | 1 | Under 10 loans | 0.0% |
| Black Hawk County, IA | 1 | Under 10 loans | 0.0% |
| Chickasaw County, IA | 1 | Under 10 loans | 0.0% |
| Franklin County, IA | 1 | Under 10 loans | 0.0% |
| Hamilton County, IA | 1 | Under 10 loans | 0.0% |
| Kossuth County, IA | 1 | Under 10 loans | 0.0% |
| Mitchell County, IA | 1 | Under 10 loans | 0.0% |
| Polk County, IA | 1 | Under 10 loans | 0.0% |
| Carver County, MN | 1 | Under 10 loans | 0.0% |
| Cass County, MN | 1 | Under 10 loans | 0.0% |
| Dakota County, MN | 1 | Under 10 loans | 0.0% |
| Goodhue County, MN | 1 | Under 10 loans | 0.0% |
| Hennepin County, MN | 1 | Under 10 loans | 0.0% |
| Martin County, MN | 1 | Under 10 loans | 0.0% |
| Mille Lacs County, MN | 1 | Under 10 loans | 0.0% |
| Waseca County, MN | 1 | Under 10 loans | 0.0% |
| Winona County, MN | 1 | Under 10 loans | 0.0% |
| Burnett County, WI | 1 | Under 10 loans | 0.0% |
| Sawyer County, WI | 1 | Under 10 loans | 0.0% |
| Boone County, IA | 0 | Under 10 loans | 0.0% |
| Floyd County, IA | 0 | Under 10 loans | Not published |
| Blue Earth County, MN | 0 | Under 10 loans | 0.0% |
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When MANUFACTURERS BANK & TRUST COMPANY’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.