Security National Bank of South Dakota
Security National Bank of South Dakota received 107 applications in 2025 and made 54 mortgages, in 23 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $285,000. Of 72 decisions, 18 were denials — 25.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300RK7Q0WLYYRNC19 |
|---|---|
| Applications received | 107 |
| Mortgages made | 54 |
| Denied | 18 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 35 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Security National Bank of South Dakota, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 28 | Not published | $405,000 | 26.3% |
| Refinancing | 15 | Not published | $295,000 | 21.1% |
| Other purposes | 11 | Not published | $125,000 | 26.7% |
Where Security National Bank of South Dakota lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Minnehaha County, SD | 23 | Not published | 25.8% |
| Lincoln County, SD | 14 | Not published | 6.7% |
| Union County, SD | 6 | Under 10 loans | 14.3% |
| Woodbury County, IA | 4 | Under 10 loans | 0.0% |
| Plymouth County, IA | 2 | Under 10 loans | 0.0% |
| Yankton County, SD | 2 | Under 10 loans | 0.0% |
| Dallas County, IA | 1 | Under 10 loans | 0.0% |
| Hamlin County, SD | 1 | Under 10 loans | 0.0% |
| Lawrence County, SD | 1 | Under 10 loans | 0.0% |
| Dickinson County, IA | 0 | Under 10 loans | 100.0% |
| Dakota County, MN | 0 | Under 10 loans | 100.0% |
| Otter Tail County, MN | 0 | Under 10 loans | Not published |
| Ramsey County, MN | 0 | Under 10 loans | 100.0% |
| Cedar County, NE | 0 | Under 10 loans | Not published |
| Brookings County, SD | 0 | Under 10 loans | 100.0% |
| Brown County, SD | 0 | Under 10 loans | Not published |
| Clay County, SD | 0 | Under 10 loans | Not published |
| Davison County, SD | 0 | Under 10 loans | 100.0% |
| Douglas County, SD | 0 | Under 10 loans | Not published |
| Hand County, SD | 0 | Under 10 loans | 100.0% |
| Lake County, SD | 0 | Under 10 loans | 100.0% |
| Pennington County, SD | 0 | Under 10 loans | Not published |
| Turner County, SD | 0 | Under 10 loans | 100.0% |
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When Security National Bank of South Dakota’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.