Charter Bank
Charter Bank received 52 applications in 2025 and made 49 mortgages, in 8 counties across 4 states. The median rate its borrowers got was 7.500% on a median loan of $195,000. Of 50 decisions, 1 were denials — 2.0%.
| Legal Entity Identifier | 549300W7PVYUJHBKTH05 |
|---|---|
| Applications received | 52 |
| Mortgages made | 49 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.309 points |
| FDIC-insured bank | Yes: Charter Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 26 | 7.500% | $210,000 | 0.0% |
| Refinancing | 14 | Not published | $175,000 | 0.0% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 10.0% |
Where Charter Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Polk County, IA | 21 | 7.500% | 0.0% |
| Dallas County, IA | 20 | Not published | 0.0% |
| Guthrie County, IA | 5 | Under 10 loans | 0.0% |
| Madison County, IA | 1 | Under 10 loans | 0.0% |
| Marion County, IA | 1 | Under 10 loans | 0.0% |
| Jackson County, MO | 1 | Under 10 loans | 0.0% |
| Calcasieu Parish, LA | 0 | Under 10 loans | 100.0% |
| Davidson County, TN | 0 | Under 10 loans | Not published |
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When Charter Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.