Westbury Bank
Westbury Bank received 141 applications in 2025 and made 128 mortgages, in 23 counties across 4 states. The median rate its borrowers got was 6.250% on a median loan of $260,000. Of 132 decisions, 4 were denials — 3.0%, most often for credit history.
| Legal Entity Identifier | 5493002XHCZ94X8YST31 |
|---|---|
| Applications received | 141 |
| Mortgages made | 128 |
| Denied | 4 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.037 points |
| FDIC-insured bank | Yes: Westbury Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 75 | 6.250% | $305,000 | 1.3% |
| Refinancing | 18 | 5.933% | $205,000 | 0.0% |
| Cash-out refinancing | 19 | 6.625% | $155,000 | 9.5% |
| Other purposes | 16 | 6.188% | $90,000 | 5.9% |
Where Westbury Bank lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Washington County, WI | 59 | 6.125% | 3.3% |
| Waukesha County, WI | 19 | 5.990% | 0.0% |
| Milwaukee County, WI | 11 | 6.625% | 0.0% |
| Fond du Lac County, WI | 7 | Under 10 loans | 0.0% |
| Sheboygan County, WI | 5 | Under 10 loans | 0.0% |
| Dallas County, IA | 4 | Under 10 loans | 0.0% |
| Ozaukee County, WI | 4 | Under 10 loans | 0.0% |
| Racine County, WI | 4 | Under 10 loans | 0.0% |
| Dodge County, WI | 3 | Under 10 loans | 0.0% |
| Seward County, KS | 1 | Under 10 loans | 0.0% |
| Putnam County, WV | 1 | Under 10 loans | 0.0% |
| Adams County, WI | 1 | Under 10 loans | 0.0% |
| Crawford County, WI | 1 | Under 10 loans | 0.0% |
| Door County, WI | 1 | Under 10 loans | 0.0% |
| Forest County, WI | 1 | Under 10 loans | 0.0% |
| Oconto County, WI | 1 | Under 10 loans | 0.0% |
| Price County, WI | 1 | Under 10 loans | 0.0% |
| Vernon County, WI | 1 | Under 10 loans | 0.0% |
| Vilas County, WI | 1 | Under 10 loans | 0.0% |
| Walworth County, WI | 1 | Under 10 loans | 0.0% |
| Winnebago County, WI | 1 | Under 10 loans | 0.0% |
| Jefferson County, WI | 0 | Under 10 loans | 100.0% |
| Lincoln County, WI | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Westbury Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.