Home purchase lenders in Dallas County
2,325 home purchase mortgages were made in Dallas County, Iowa, in 2025, by 211 lenders. The median rate their borrowers got was 6.375% on a median loan of $305,000. Of 2,537 decisions, 161 were denials — 6.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GREENSTATE Credit Union | 359 | 6.375% | $275,000 | 2.1% |
| DHI MORTGAGE COMPANY, LTD. | 222 | 5.500% | $265,000 | 12.2% |
| VERIDIAN CREDIT UNION | 161 | 6.125% | $295,000 | 1.2% |
| Community Choice Credit Union | 122 | 6.188% | $325,000 | 3.2% |
| Luana Savings Bank | 80 | 6.113% | $330,000 | 1.2% |
| GERSHMAN INVESTMENT CORP. | 73 | 6.375% | $315,000 | 2.6% |
| IOWA BANKERS MORTGAGE CORPORATION | 69 | 6.500% | $265,000 | 6.7% |
| Broker Solutions, Inc. | 60 | 6.625% | $250,000 | 3.2% |
| Northwest Bank | 52 | 6.625% | $425,000 | 1.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 45 | 6.500% | $295,000 | 4.3% |
| HOMESERVICES LENDING, LLC | 44 | 6.500% | $305,000 | 4.4% |
| Fidelity Bank | 43 | Not published | $335,000 | 0.0% |
| Central Bank | 43 | 6.250% | $285,000 | 0.0% |
| Bankers Trust Company | 41 | 5.875% | $375,000 | 4.6% |
| U.S. Bank National Association | 35 | 6.490% | $305,000 | 5.3% |
| Fairway Independent Mortgage Corporation | 31 | 6.933% | $355,000 | 0.0% |
| Midwest Heritage Bank, FSB | 28 | Not published | $245,000 | 6.7% |
| Mortgage Research Center, LLC | 26 | 6.250% | $300,000 | 13.3% |
| Rocket Mortgage, LLC | 25 | 6.625% | $335,000 | 28.6% |
| Wells Fargo Bank, National Association | 25 | 6.375% | $375,000 | 10.7% |
| Truist Bank | 25 | 6.375% | $375,000 | 10.7% |
| COMPASS MORTGAGE, INC. | 25 | 6.750% | $345,000 | 3.9% |
| GUILD MORTGAGE COMPANY | 25 | 6.750% | $265,000 | 0.0% |
| Empeople Credit Union | 23 | 5.990% | $335,000 | 0.0% |
| LOWER, LLC | 23 | 6.624% | $305,000 | 0.0% |
| Bank Iowa | 23 | 6.624% | $295,000 | 4.0% |
| WEST GATE BANK | 20 | 6.500% | $275,000 | 0.0% |
| Barrington Bank & Trust Company, National Association | 19 | 6.490% | $285,000 | 9.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 19 | 6.490% | $255,000 | 0.0% |
| PEOPLES BANK | 18 | Not published | $305,000 | 0.0% |
| Raccoon Valley Bank | 18 | Not published | $155,000 | 5.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 17 | 6.000% | $255,000 | 29.2% |
| BANK | 17 | 6.500% | $295,000 | 10.5% |
| GREATER IOWA CREDIT UNION | 17 | 5.875% | $345,000 | 5.6% |
| CMG MORTGAGE, INC. | 16 | 6.688% | $250,000 | 10.5% |
| GUARANTEED RATE, INC. | 16 | 6.563% | $200,000 | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 16 | 6.750% | $230,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 14 | 6.563% | $240,000 | 17.7% |
| LAND HOME FINANCIAL SERVICES, INC. | 13 | 6.750% | $285,000 | 12.5% |
| PENNYMAC LOAN SERVICES, LLC | 13 | 6.624% | $355,000 | 7.1% |
| Farmers State Bank | 12 | 6.375% | $345,000 | 5.9% |
| Community State Bank | 12 | Not published | $330,000 | 0.0% |
| Collins Community Credit Union | 11 | 6.750% | $325,000 | 8.3% |
| Bankers' Bank | 11 | 6.125% | $365,000 | 0.0% |
| Bank of America, National Association | 10 | 6.063% | $325,000 | 9.1% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 68.8% |
| NEWREZ LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Charter Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Premier Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| JPMorgan Chase Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHARTER WEST BANK | 7 | Under 10 loans | Under 10 loans | 12.5% |
| The Central Trust Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL PLUS CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FRONTIER FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Earlham Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| South Story Bank & Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DUPACO COMMUNITY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Home State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Westbury Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MARINE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 20.0% |
| THE LOAN STORE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| State Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City State Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First National Bank, Ames, Iowa | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Serve Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Lincoln Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Union Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers and Merchants State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Availa Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CENTRAL STATE BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CLASS COMMUNITY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Guthrie County State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| West Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank-Fund Staff Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 80.0% |
| THE FAMILY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GNB BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Libertyville Bank & Trust Company, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flanagan State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IOWA STATE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DENVER SAVINGS BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Du Trac Community Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IOWA TRUST & SAVINGS BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHEAST SECURITY BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Insignia Capital Corp. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Contract Exchange Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Westside State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Crystal Lake Bank & Trust Company, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Centra Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Access Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A & N MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Shelby County State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 549300F247N2IU8SC024 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Washington State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Rolling Hills Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Colorado | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Security National Bank of South Dakota | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCAP LENDING INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Two Rivers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Midwest | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY 1ST CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Minnwest Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE CENTER L.C | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ohnward Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First PREMIER Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISIONBANK OF IOWA | 0 | Under 10 loans | Under 10 loans | Not published |
| FIRST COLONY MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | 33.3% |
| First Interstate Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Fifth Third Bank, National Association | 0 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank of Iowa | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Texana Bank, National Association | 0 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 0 | Under 10 loans | Under 10 loans | 100.0% |
| CHAMPIONS FUNDING, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| USAA Federal Savings Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| NBKC BANK | 0 | Under 10 loans | Under 10 loans | Not published |
| LIMA ONE CAPITAL, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Service Federal Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| GUARANTEED RATE AFFINITY, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| BANKWEST, INC. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Loandepot.Com, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| AMERICAN FINANCING CORPORATION | 0 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Ally Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| Waterstone Mortgage Corporation | 0 | Under 10 loans | Under 10 loans | Not published |
| CBRE MULTIFAMILY CAPITAL, INC. | 0 | Under 10 loans | Under 10 loans | Not published |
| DIGITAL | 0 | Under 10 loans | Under 10 loans | Not published |
| SPRING EQ, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| PURDUE | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 11 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Dallas County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.