Mortgage Lender Index

PURDUE

PURDUE received 1,578 applications in 2025 and made 1,220 mortgages, in 160 counties across 30 states. The median rate its borrowers got was 7.000% on a median loan of $145,000. Of 1,446 decisions, 215 were denials — 14.9%, most often for debt-to-income ratio.

Legal Entity Identifier549300U7UH8QCS8WQ406
Applications received1,578
Mortgages made1,220
Denied215
Approved, not taken up11
Withdrawn or incomplete132
Loans bought from other lenders0
Median rate spread over the prime offer rate0.0415 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase498 6.625%$255,000 3.8%
Refinancing95 7.000%$145,000 14.4%
Cash-out refinancing23 6.375%$255,000 7.7%
Other purposes604 7.250%$75,000 22.5%

Where PURDUE lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Tippecanoe County, IN 7517.000%11.8%
Carroll County, IN 477.250%11.3%
LaPorte County, IN 357.250%28.6%
White County, IN 357.250%10.3%
Marion County, IN 337.000%8.1%
Lake County, IN 317.000%42.6%
Hamilton County, IN 266.938%18.8%
Benton County, IN 197.000%13.6%
Clinton County, IN 196.875%29.6%
Hendricks County, IN 137.250%7.1%
Boone County, IN 127.125%25.0%
Warren County, IN 116.875%8.3%
Fountain County, IN 106.813%28.6%
Montgomery County, IN 8Under 10 loans0.0%
Allen County, IN 6Under 10 loans0.0%
Jasper County, IN 6Under 10 loans0.0%
Porter County, IN 6Under 10 loans14.3%
Howard County, IN 5Under 10 loans0.0%
Madison County, IN 5Under 10 loans16.7%
St. Joseph County, IN 4Under 10 loans20.0%
Fulton County, GA 3Under 10 loans0.0%
Cook County, IL 3Under 10 loans40.0%
Bartholomew County, IN 3Under 10 loans0.0%
Brown County, IN 3Under 10 loans25.0%
Fulton County, IN 3Under 10 loans0.0%
Johnson County, IN 3Under 10 loans0.0%
Kosciusko County, IN 3Under 10 loans0.0%
Newton County, IN 3Under 10 loans25.0%
Berrien County, MI 3Under 10 loans0.0%
Hamilton County, OH 3Under 10 loans0.0%
Alachua County, FL 2Under 10 loans0.0%
Bay County, FL 2Under 10 loans0.0%
Hillsborough County, FL 2Under 10 loans0.0%
Pasco County, FL 2Under 10 loans0.0%
Lake County, IL 2Under 10 loans0.0%
Cass County, IN 2Under 10 loans33.3%
Hancock County, IN 2Under 10 loans0.0%
Monroe County, IN 2Under 10 loans0.0%
Lucas County, OH 2Under 10 loans0.0%
Warren County, OH 2Under 10 loans0.0%
Greenville County, SC 2Under 10 loans0.0%
Outagamie County, WI 2Under 10 loans0.0%
Jefferson County, AL 1Under 10 loans0.0%
Lee County, AL 1Under 10 loans0.0%
Mobile County, AL 1Under 10 loans0.0%
Maricopa County, AZ 1Under 10 loans0.0%
White County, AR 1Under 10 loans0.0%
Los Angeles County, CA 1Under 10 loans50.0%
San Diego County, CA 1Under 10 loans0.0%
San Mateo County, CA 1Under 10 loans0.0%

Get told when this changes

When PURDUE’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.