American State Bank
American State Bank received 102 applications in 2025 and made 94 mortgages, in 14 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $85,000. Of 97 decisions, 2 were denials — 2.1%.
| Legal Entity Identifier | 254900A1GT4B0CJ1GH46 |
|---|---|
| Applications received | 102 |
| Mortgages made | 94 |
| Denied | 2 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: American State Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 40 | Not published | $135,000 | 4.7% |
| Refinancing | 27 | Not published | $165,000 | 0.0% |
| Other purposes | 27 | Not published | $45,000 | 0.0% |
Where American State Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clarke County, IA | 27 | Not published | 0.0% |
| Madison County, IA | 24 | Not published | 0.0% |
| Decatur County, IA | 15 | Not published | 0.0% |
| Warren County, IA | 9 | Under 10 loans | 0.0% |
| Lucas County, IA | 6 | Under 10 loans | 0.0% |
| Dallas County, IA | 3 | Under 10 loans | 0.0% |
| Polk County, IA | 2 | Under 10 loans | 0.0% |
| Union County, IA | 2 | Under 10 loans | 33.3% |
| Harrison County, MO | 2 | Under 10 loans | 0.0% |
| Adams County, IA | 1 | Under 10 loans | 0.0% |
| Appanoose County, IA | 1 | Under 10 loans | 0.0% |
| Ringgold County, IA | 1 | Under 10 loans | 0.0% |
| Story County, IA | 1 | Under 10 loans | 0.0% |
| Wayne County, IA | 0 | Under 10 loans | 100.0% |
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When American State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.