CORTRUST MORTGAGE, INC.
CORTRUST MORTGAGE, INC. received 628 applications in 2025 and made 467 mortgages, in 98 counties across 20 states. The median rate its borrowers got was 6.250% on a median loan of $245,000. Of 498 decisions, 31 were denials — 6.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 213800M6RMI3YBX62W88 |
|---|---|
| Applications received | 628 |
| Mortgages made | 467 |
| Denied | 31 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 130 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.031 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 380 | 6.250% | $255,000 | 4.0% |
| Refinancing | 41 | 5.750% | $245,000 | 14.6% |
| Cash-out refinancing | 42 | 6.375% | $195,000 | 16.0% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 0.0% |
Where CORTRUST MORTGAGE, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| McLeod County, MN | 84 | 6.188% | 2.3% |
| Minnehaha County, SD | 57 | 6.375% | 1.7% |
| Davison County, SD | 33 | 6.125% | 10.8% |
| Yankton County, SD | 33 | 6.125% | 5.7% |
| Brown County, SD | 28 | 5.813% | 3.5% |
| Lincoln County, SD | 27 | 6.375% | 6.9% |
| Wright County, MN | 22 | 6.500% | 18.5% |
| Meeker County, MN | 20 | 6.313% | 0.0% |
| Hennepin County, MN | 17 | 6.500% | 22.7% |
| Stearns County, MN | 11 | 6.375% | 0.0% |
| Clay County, SD | 8 | Under 10 loans | 11.1% |
| Anoka County, MN | 6 | Under 10 loans | 0.0% |
| Carver County, MN | 6 | Under 10 loans | 0.0% |
| Sherburne County, MN | 6 | Under 10 loans | 0.0% |
| Renville County, MN | 5 | Under 10 loans | 0.0% |
| Dakota County, MN | 4 | Under 10 loans | 0.0% |
| Scott County, MN | 4 | Under 10 loans | 20.0% |
| Hanson County, SD | 4 | Under 10 loans | 0.0% |
| Ramsey County, MN | 3 | Under 10 loans | 0.0% |
| Sibley County, MN | 3 | Under 10 loans | 0.0% |
| Bon Homme County, SD | 3 | Under 10 loans | 0.0% |
| Day County, SD | 3 | Under 10 loans | 0.0% |
| Sanborn County, SD | 3 | Under 10 loans | 0.0% |
| Lyon County, IA | 2 | Under 10 loans | 0.0% |
| Benton County, MN | 2 | Under 10 loans | 0.0% |
| Cass County, MN | 2 | Under 10 loans | 0.0% |
| Kandiyohi County, MN | 2 | Under 10 loans | 33.3% |
| Mille Lacs County, MN | 2 | Under 10 loans | 0.0% |
| Rock County, MN | 2 | Under 10 loans | 0.0% |
| Douglas County, NE | 2 | Under 10 loans | 0.0% |
| Beadle County, SD | 2 | Under 10 loans | 0.0% |
| Brookings County, SD | 2 | Under 10 loans | 0.0% |
| Brule County, SD | 2 | Under 10 loans | 0.0% |
| Lake County, SD | 2 | Under 10 loans | 0.0% |
| McCook County, SD | 2 | Under 10 loans | 0.0% |
| Miner County, SD | 2 | Under 10 loans | 0.0% |
| Spink County, SD | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Glynn County, GA | 1 | Under 10 loans | 0.0% |
| Atchison County, KS | 1 | Under 10 loans | 0.0% |
| Kenton County, KY | 1 | Under 10 loans | 0.0% |
| Kalamazoo County, MI | 1 | Under 10 loans | 0.0% |
| Blue Earth County, MN | 1 | Under 10 loans | 0.0% |
| Brown County, MN | 1 | Under 10 loans | 0.0% |
| Chisago County, MN | 1 | Under 10 loans | 50.0% |
| Crow Wing County, MN | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.