Cornerstone State Bank
Cornerstone State Bank received 73 applications in 2025 and made 63 mortgages, in 18 counties across 4 states. The median rate its borrowers got was 6.375% on a median loan of $205,000. Of 67 decisions, 4 were denials — 6.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493001DKNDZW3UIWI38 |
|---|---|
| Applications received | 73 |
| Mortgages made | 63 |
| Denied | 4 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.115 points |
| FDIC-insured bank | Yes: Cornerstone State Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 38 | 6.250% | $255,000 | 5.0% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 17 | 6.380% | $65,000 | 0.0% |
Where Cornerstone State Bank lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Le Sueur County, MN | 12 | 6.250% | 0.0% |
| Scott County, MN | 9 | Under 10 loans | 10.0% |
| Carlton County, MN | 8 | Under 10 loans | 0.0% |
| Sibley County, MN | 8 | Under 10 loans | 0.0% |
| Blue Earth County, MN | 6 | Under 10 loans | 0.0% |
| Hennepin County, MN | 5 | Under 10 loans | 0.0% |
| Carver County, MN | 3 | Under 10 loans | 0.0% |
| Crow Wing County, MN | 2 | Under 10 loans | 0.0% |
| Itasca County, MN | 2 | Under 10 loans | 33.3% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| McLeod County, MN | 1 | Under 10 loans | 0.0% |
| Nicollet County, MN | 1 | Under 10 loans | 50.0% |
| Redwood County, MN | 1 | Under 10 loans | 0.0% |
| Rice County, MN | 1 | Under 10 loans | 50.0% |
| St. Louis County, MN | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Burnett County, WI | 1 | Under 10 loans | 0.0% |
| Ramsey County, MN | 0 | Under 10 loans | Not published |
Get told when this changes
When Cornerstone State Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.