Bridgewater Bank
Bridgewater Bank received 353 applications in 2025 and made 241 mortgages, in 57 counties across 14 states. The median rate its borrowers got was Not published on a median loan of $325,000. Of 265 decisions, 12 were denials — 4.5%.
| Legal Entity Identifier | 549300FKWBMLIMGZ7Q40 |
|---|---|
| Applications received | 353 |
| Mortgages made | 241 |
| Denied | 12 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 88 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bridgewater Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 200 | Not published | $305,000 | 2.8% |
| Refinancing | 35 | Not published | $1,055,000 | 12.2% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 14.3% |
Where Bridgewater Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hennepin County, MN | 112 | Not published | 4.0% |
| Ramsey County, MN | 32 | Not published | 5.7% |
| Dakota County, MN | 19 | Not published | 13.0% |
| Washington County, MN | 14 | Not published | 0.0% |
| Anoka County, MN | 12 | Not published | 0.0% |
| Scott County, MN | 7 | Under 10 loans | 0.0% |
| Carver County, MN | 4 | Under 10 loans | 0.0% |
| Lee County, FL | 2 | Under 10 loans | 0.0% |
| Aitkin County, MN | 2 | Under 10 loans | 0.0% |
| Goodhue County, MN | 2 | Under 10 loans | 0.0% |
| Stearns County, MN | 2 | Under 10 loans | 0.0% |
| Wright County, MN | 2 | Under 10 loans | 0.0% |
| Davidson County, TN | 2 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| Boulder County, CO | 1 | Under 10 loans | 0.0% |
| Eagle County, CO | 1 | Under 10 loans | 0.0% |
| Pitkin County, CO | 1 | Under 10 loans | 0.0% |
| Pasco County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Clayton County, GA | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Kosciusko County, IN | 1 | Under 10 loans | 0.0% |
| LaPorte County, IN | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Benton County, MN | 1 | Under 10 loans | 0.0% |
| Blue Earth County, MN | 1 | Under 10 loans | 0.0% |
| Carlton County, MN | 1 | Under 10 loans | 0.0% |
| Cass County, MN | 1 | Under 10 loans | 0.0% |
| Cook County, MN | 1 | Under 10 loans | 0.0% |
| Crow Wing County, MN | 1 | Under 10 loans | 0.0% |
| Freeborn County, MN | 1 | Under 10 loans | 0.0% |
| Itasca County, MN | 1 | Under 10 loans | 0.0% |
| Mower County, MN | 1 | Under 10 loans | 0.0% |
| Rice County, MN | 1 | Under 10 loans | 0.0% |
| St. Louis County, MN | 1 | Under 10 loans | 0.0% |
| Gallatin County, MT | 1 | Under 10 loans | 0.0% |
| Washoe County, NV | 1 | Under 10 loans | 0.0% |
| Cass County, ND | 1 | Under 10 loans | 0.0% |
| Adams County, WI | 1 | Under 10 loans | 0.0% |
| Milwaukee County, WI | 1 | Under 10 loans | 0.0% |
| Pierce County, WI | 1 | Under 10 loans | 0.0% |
| St. Croix County, WI | 1 | Under 10 loans | 50.0% |
| Chisago County, MN | 0 | Under 10 loans | 0.0% |
| Douglas County, MN | 0 | Under 10 loans | Not published |
| McLeod County, MN | 0 | Under 10 loans | Not published |
| Meeker County, MN | 0 | Under 10 loans | Not published |
| Nobles County, MN | 0 | Under 10 loans | 100.0% |
| Olmsted County, MN | 0 | Under 10 loans | Not published |
| Otter Tail County, MN | 0 | Under 10 loans | Not published |
| Redwood County, MN | 0 | Under 10 loans | Not published |
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When Bridgewater Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.