KODABANK
KODABANK received 100 applications in 2025 and made 99 mortgages, in 26 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $185,000. Of 100 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 2549004EEJO192FMAC61 |
|---|---|
| Applications received | 100 |
| Mortgages made | 99 |
| Denied | 0 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: KodaBank, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 63 | Not published | $235,000 | 0.0% |
| Refinancing | 26 | Not published | $115,000 | 0.0% |
| Other purposes | 10 | Not published | $70,000 | 0.0% |
Where KODABANK lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pembina County, ND | 23 | Not published | 0.0% |
| Cass County, ND | 16 | Not published | 0.0% |
| Beltrami County, MN | 10 | Not published | 0.0% |
| Grand Forks County, ND | 9 | Under 10 loans | 0.0% |
| Marshall County, MN | 8 | Under 10 loans | 0.0% |
| Walsh County, ND | 6 | Under 10 loans | 0.0% |
| Kittson County, MN | 4 | Under 10 loans | 0.0% |
| Polk County, MN | 3 | Under 10 loans | 0.0% |
| Becker County, MN | 2 | Under 10 loans | 0.0% |
| Clay County, MN | 2 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Big Stone County, MN | 1 | Under 10 loans | 0.0% |
| Carver County, MN | 1 | Under 10 loans | 0.0% |
| Cass County, MN | 1 | Under 10 loans | 0.0% |
| Crow Wing County, MN | 1 | Under 10 loans | 0.0% |
| Dakota County, MN | 1 | Under 10 loans | 0.0% |
| Hennepin County, MN | 1 | Under 10 loans | 0.0% |
| Hubbard County, MN | 1 | Under 10 loans | 0.0% |
| Lake of the Woods County, MN | 1 | Under 10 loans | 0.0% |
| Otter Tail County, MN | 1 | Under 10 loans | 0.0% |
| St. Louis County, MN | 1 | Under 10 loans | 0.0% |
| Sherburne County, MN | 1 | Under 10 loans | 0.0% |
| Ramsey County, ND | 1 | Under 10 loans | 0.0% |
| Steele County, ND | 1 | Under 10 loans | 0.0% |
| Lincoln County, SD | 1 | Under 10 loans | 0.0% |
Get told when this changes
When KODABANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.