The First National Bank of Moose Lake
The First National Bank of Moose Lake received 74 applications in 2025 and made 47 mortgages, in 16 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $245,000. Of 70 decisions, 12 were denials — 17.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300MX8VQ8VRHIUY36 |
|---|---|
| Applications received | 74 |
| Mortgages made | 47 |
| Denied | 12 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The First National Bank of Moose Lake, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 39 | Not published | $255,000 | 18.6% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where The First National Bank of Moose Lake lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Carlton County, MN | 15 | Not published | 11.8% |
| Pine County, MN | 10 | Not published | 14.3% |
| Ramsey County, MN | 5 | Under 10 loans | 0.0% |
| Anoka County, MN | 4 | Under 10 loans | 20.0% |
| Hennepin County, MN | 4 | Under 10 loans | 25.0% |
| St. Louis County, MN | 2 | Under 10 loans | 0.0% |
| Cass County, MN | 1 | Under 10 loans | 0.0% |
| Dakota County, MN | 1 | Under 10 loans | 0.0% |
| Kandiyohi County, MN | 1 | Under 10 loans | 0.0% |
| Stearns County, MN | 1 | Under 10 loans | 0.0% |
| Wright County, MN | 1 | Under 10 loans | 50.0% |
| Bayfield County, WI | 1 | Under 10 loans | 50.0% |
| Jefferson County, WI | 1 | Under 10 loans | 0.0% |
| Aitkin County, MN | 0 | Under 10 loans | 100.0% |
| McLeod County, MN | 0 | Under 10 loans | 0.0% |
| Mahnomen County, MN | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.