Coulee Bank
Coulee Bank received 264 applications in 2025 and made 182 mortgages, in 51 counties across 11 states. The median rate its borrowers got was 8.000% on a median loan of $225,000. Of 196 decisions, 11 were denials — 5.6%.
| Legal Entity Identifier | 5493002B2O407LCTBX72 |
|---|---|
| Applications received | 264 |
| Mortgages made | 182 |
| Denied | 11 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 68 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Coulee Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 160 | 8.000% | $225,000 | 3.0% |
| Refinancing | 11 | Not published | $215,000 | 21.4% |
| Cash-out refinancing | 11 | Not published | $185,000 | 15.4% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | 100.0% |
Where Coulee Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| La Crosse County, WI | 36 | Not published | 10.0% |
| Hennepin County, MN | 35 | Not published | 5.4% |
| Ramsey County, MN | 28 | 8.000% | 6.7% |
| Anoka County, MN | 18 | Not published | 0.0% |
| Olmsted County, MN | 11 | Not published | 0.0% |
| Wright County, MN | 5 | Under 10 loans | 0.0% |
| Scott County, MN | 4 | Under 10 loans | 0.0% |
| Washington County, MN | 4 | Under 10 loans | 0.0% |
| Dakota County, MN | 3 | Under 10 loans | 0.0% |
| Freeborn County, MN | 3 | Under 10 loans | 0.0% |
| Stearns County, MN | 3 | Under 10 loans | 0.0% |
| Osceola County, IA | 2 | Under 10 loans | 0.0% |
| Dodge County, MN | 2 | Under 10 loans | 0.0% |
| Goodhue County, MN | 2 | Under 10 loans | 0.0% |
| Mower County, MN | 2 | Under 10 loans | 0.0% |
| Sherburne County, MN | 2 | Under 10 loans | 0.0% |
| Vernon County, WI | 2 | Under 10 loans | 33.3% |
| Pueblo County, CO | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Beltrami County, MN | 1 | Under 10 loans | 0.0% |
| Benton County, MN | 1 | Under 10 loans | 0.0% |
| Crow Wing County, MN | 1 | Under 10 loans | 0.0% |
| Douglas County, MN | 1 | Under 10 loans | 0.0% |
| Fillmore County, MN | 1 | Under 10 loans | 0.0% |
| Houston County, MN | 1 | Under 10 loans | 0.0% |
| Isanti County, MN | 1 | Under 10 loans | 0.0% |
| Kandiyohi County, MN | 1 | Under 10 loans | 0.0% |
| St. Louis County, MN | 1 | Under 10 loans | 0.0% |
| Yellowstone County, MT | 1 | Under 10 loans | 0.0% |
| Red Willow County, NE | 1 | Under 10 loans | 0.0% |
| Portage County, OH | 1 | Under 10 loans | 0.0% |
| Monroe County, WI | 1 | Under 10 loans | 0.0% |
| Pierce County, WI | 1 | Under 10 loans | 0.0% |
| Polk County, WI | 1 | Under 10 loans | 0.0% |
| Sheboygan County, WI | 1 | Under 10 loans | 0.0% |
| Washburn County, WI | 1 | Under 10 loans | 0.0% |
| Washington County, WI | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 0 | Under 10 loans | Not published |
| Cook County, IL | 0 | Under 10 loans | 100.0% |
| Rice County, MN | 0 | Under 10 loans | Not published |
| Steele County, MN | 0 | Under 10 loans | Not published |
| Winona County, MN | 0 | Under 10 loans | Not published |
| St. Louis County, MO | 0 | Under 10 loans | Not published |
| Roanoke city, VA | 0 | Under 10 loans | Not published |
| Bayfield County, WI | 0 | Under 10 loans | Not published |
| Clark County, WI | 0 | Under 10 loans | Not published |
| Crawford County, WI | 0 | Under 10 loans | 100.0% |
| Eau Claire County, WI | 0 | Under 10 loans | Not published |
| Jefferson County, WI | 0 | Under 10 loans | Not published |
| Sawyer County, WI | 0 | Under 10 loans | Not published |
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When Coulee Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.