Mortgage Lender Index

Heritage Bank Minnesota

Heritage Bank Minnesota received 53 applications in 2025 and made 53 mortgages, in 15 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 53 decisions, 0 were denials — 0.0%.

Legal Entity Identifier549300TLO48M0X8Z5B67
Applications received53
Mortgages made53
Denied0
Approved, not taken up0
Withdrawn or incomplete0
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Heritage Bank Minnesota, 3 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase16 Not published$255,000 0.0%
Refinancing23 Not published$115,000 0.0%
Cash-out refinancing14 Not published$160,000 0.0%

Where Heritage Bank Minnesota lends most

The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Goodhue County, MN 19Not published0.0%
Rice County, MN 17Not published0.0%
Dodge County, MN 4Under 10 loans0.0%
Steele County, MN 2Under 10 loans0.0%
Carver County, MN 1Under 10 loans0.0%
Dakota County, MN 1Under 10 loans0.0%
Hennepin County, MN 1Under 10 loans0.0%
Isanti County, MN 1Under 10 loans0.0%
Olmsted County, MN 1Under 10 loans0.0%
Wabasha County, MN 1Under 10 loans0.0%
Waseca County, MN 1Under 10 loans0.0%
Wright County, MN 1Under 10 loans0.0%
Ashland County, WI 1Under 10 loans0.0%
Burnett County, WI 1Under 10 loans0.0%
Washburn County, WI 1Under 10 loans0.0%

Get told when this changes

When Heritage Bank Minnesota’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.