FARMERS INSURANCE GROUP FEDERAL CREDIT UNION
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION received 895 applications in 2025 and made 472 mortgages, in 324 counties across 44 states. The median rate its borrowers got was 8.250% on a median loan of $145,000. Of 869 decisions, 376 were denials — 43.3%, most often for other. 104 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300KPHGEE40YQXO21 |
|---|---|
| Applications received | 895 |
| Mortgages made | 472 |
| Denied | 376 |
| Approved, not taken up | 21 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 14 |
| Median rate spread over the prime offer rate | 2.15 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 115 | 7.490% | $275,000 | 20.4% |
| Refinancing | 17 | 7.240% | $405,000 | 19.1% |
| Cash-out refinancing | 12 | 6.990% | $435,000 | 20.8% |
| Other purposes | 328 | 8.490% | $115,000 | 50.4% |
Where FARMERS INSURANCE GROUP FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 26 | 8.365% | 50.9% |
| Maricopa County, AZ | 23 | 8.490% | 25.7% |
| Orange County, CA | 22 | 7.490% | 21.4% |
| Riverside County, CA | 12 | 7.250% | 50.0% |
| Kent County, MI | 10 | 8.745% | 44.4% |
| San Bernardino County, CA | 9 | Under 10 loans | 40.0% |
| San Diego County, CA | 9 | Under 10 loans | 47.1% |
| Johnson County, KS | 9 | Under 10 loans | 28.6% |
| Clark County, NV | 9 | Under 10 loans | 30.8% |
| Ventura County, CA | 8 | Under 10 loans | 35.7% |
| Alameda County, CA | 7 | Under 10 loans | 12.5% |
| Merced County, CA | 7 | Under 10 loans | 46.2% |
| Kern County, CA | 6 | Under 10 loans | 14.3% |
| Sacramento County, CA | 6 | Under 10 loans | 25.0% |
| San Joaquin County, CA | 6 | Under 10 loans | 33.3% |
| Jackson County, MO | 6 | Under 10 loans | 45.5% |
| Cook County, IL | 5 | Under 10 loans | 70.6% |
| Oklahoma County, OK | 5 | Under 10 loans | 44.4% |
| Collin County, TX | 5 | Under 10 loans | 28.6% |
| Pima County, AZ | 4 | Under 10 loans | 33.3% |
| Stanislaus County, CA | 4 | Under 10 loans | 50.0% |
| Wright County, MN | 4 | Under 10 loans | 0.0% |
| Bernalillo County, NM | 4 | Under 10 loans | 33.3% |
| Dallas County, TX | 4 | Under 10 loans | 0.0% |
| Montgomery County, TX | 4 | Under 10 loans | 0.0% |
| Snohomish County, WA | 4 | Under 10 loans | 0.0% |
| Washington County, AR | 3 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 3 | Under 10 loans | 50.0% |
| Placer County, CA | 3 | Under 10 loans | 50.0% |
| Santa Barbara County, CA | 3 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 3 | Under 10 loans | 25.0% |
| Douglas County, CO | 3 | Under 10 loans | 50.0% |
| Cass County, MO | 3 | Under 10 loans | 0.0% |
| St. Louis County, MO | 3 | Under 10 loans | 25.0% |
| Middlesex County, NJ | 3 | Under 10 loans | 40.0% |
| Sandoval County, NM | 3 | Under 10 loans | 0.0% |
| Marion County, OR | 3 | Under 10 loans | 40.0% |
| Bexar County, TX | 3 | Under 10 loans | 28.6% |
| Travis County, TX | 3 | Under 10 loans | 20.0% |
| Williamson County, TX | 3 | Under 10 loans | 40.0% |
| Salt Lake County, UT | 3 | Under 10 loans | 40.0% |
| Pierce County, WA | 3 | Under 10 loans | 0.0% |
| Fresno County, CA | 2 | Under 10 loans | 77.8% |
| Mono County, CA | 2 | Under 10 loans | 0.0% |
| Napa County, CA | 2 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 2 | Under 10 loans | 33.3% |
| Tuolumne County, CA | 2 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 2 | Under 10 loans | 33.3% |
| Western Connecticut Planning Region, CT | 2 | Under 10 loans | 0.0% |
| Broward County, FL | 2 | Under 10 loans | 33.3% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.