The Equitable Bank, S.S.B.
The Equitable Bank, S.S.B. received 340 applications in 2025 and made 250 mortgages, in 23 counties across 1 state. The median rate its borrowers got was 6.375% on a median loan of $335,000. Of 301 decisions, 23 were denials — 7.6%, most often for debt-to-income ratio. 121 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300N24HTC7KQ3LC70 |
|---|---|
| Applications received | 340 |
| Mortgages made | 250 |
| Denied | 23 |
| Approved, not taken up | 28 |
| Withdrawn or incomplete | 39 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | -0.0875 points |
| FDIC-insured bank | Yes: The Equitable Bank, S.S.B., 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 184 | 6.375% | $335,000 | 5.1% |
| Refinancing | 50 | 6.000% | $380,000 | 10.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 23.1% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 30.0% |
Where The Equitable Bank, S.S.B. lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Milwaukee County, WI | 86 | 6.433% | 11.1% |
| Waukesha County, WI | 86 | 6.188% | 3.0% |
| Ozaukee County, WI | 21 | 6.125% | 11.5% |
| Washington County, WI | 21 | 6.500% | 0.0% |
| Racine County, WI | 11 | 6.375% | 14.3% |
| Kenosha County, WI | 6 | Under 10 loans | 12.5% |
| Dodge County, WI | 2 | Under 10 loans | 0.0% |
| Door County, WI | 2 | Under 10 loans | 0.0% |
| Jefferson County, WI | 2 | Under 10 loans | 0.0% |
| Sheboygan County, WI | 2 | Under 10 loans | 0.0% |
| Calumet County, WI | 1 | Under 10 loans | 0.0% |
| Dane County, WI | 1 | Under 10 loans | 0.0% |
| Fond du Lac County, WI | 1 | Under 10 loans | 50.0% |
| Green Lake County, WI | 1 | Under 10 loans | 0.0% |
| Oneida County, WI | 1 | Under 10 loans | 0.0% |
| Outagamie County, WI | 1 | Under 10 loans | 0.0% |
| Rock County, WI | 1 | Under 10 loans | 0.0% |
| St. Croix County, WI | 1 | Under 10 loans | 0.0% |
| Shawano County, WI | 1 | Under 10 loans | 0.0% |
| Walworth County, WI | 1 | Under 10 loans | 33.3% |
| Winnebago County, WI | 1 | Under 10 loans | 0.0% |
| Columbia County, WI | 0 | Under 10 loans | Not published |
| Price County, WI | 0 | Under 10 loans | Not published |
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When The Equitable Bank, S.S.B.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.