Zions Bancorporation, N.A. received 17,221 applications in 2025 and made
8,981 mortgages, in 369 counties across 31 states.
The median rate its borrowers got was 6.625% on a median loan of $295,000.
Of 16,974 decisions, 5,212 were denials — 30.7%, most often for debt-to-income ratio.
When Zions Bancorporation, N.A.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are
not a lender, a broker or a lead generator: this is a notification about published data, not a sales call.
Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.