Prevail Bank
Prevail Bank received 253 applications in 2025 and made 180 mortgages, in 38 counties across 2 states. The median rate its borrowers got was 6.750% on a median loan of $175,000. Of 220 decisions, 32 were denials — 14.5%, most often for credit history.
| Legal Entity Identifier | 254900OC13I9CJC7SD87 |
|---|---|
| Applications received | 253 |
| Mortgages made | 180 |
| Denied | 32 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 33 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.142 points |
| FDIC-insured bank | Yes: Prevail Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 82 | 6.750% | $275,000 | 9.5% |
| Refinancing | 28 | 6.188% | $135,000 | 14.7% |
| Cash-out refinancing | 23 | 6.625% | $155,000 | 25.0% |
| Other purposes | 47 | 7.000% | $55,000 | 17.0% |
Where Prevail Bank lends most
The 38 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wood County, WI | 27 | 6.625% | 15.6% |
| Marathon County, WI | 22 | 6.750% | 18.2% |
| Taylor County, WI | 21 | 6.750% | 8.7% |
| Eau Claire County, WI | 20 | 6.750% | 4.6% |
| Price County, WI | 19 | 6.750% | 29.6% |
| Portage County, WI | 15 | 6.875% | 0.0% |
| Chippewa County, WI | 11 | 6.750% | 8.3% |
| Clark County, WI | 5 | Under 10 loans | 28.6% |
| Winnebago County, WI | 4 | Under 10 loans | 0.0% |
| Oneida County, WI | 3 | Under 10 loans | 25.0% |
| Sauk County, WI | 3 | Under 10 loans | 25.0% |
| Adams County, WI | 2 | Under 10 loans | 33.3% |
| Dunn County, WI | 2 | Under 10 loans | 0.0% |
| Langlade County, WI | 2 | Under 10 loans | 0.0% |
| Lincoln County, WI | 2 | Under 10 loans | 33.3% |
| Outagamie County, WI | 2 | Under 10 loans | 0.0% |
| Vilas County, WI | 2 | Under 10 loans | 0.0% |
| Anoka County, MN | 1 | Under 10 loans | 0.0% |
| Rice County, MN | 1 | Under 10 loans | 0.0% |
| Ashland County, WI | 1 | Under 10 loans | 0.0% |
| Barron County, WI | 1 | Under 10 loans | 0.0% |
| Brown County, WI | 1 | Under 10 loans | 0.0% |
| Columbia County, WI | 1 | Under 10 loans | 0.0% |
| Dane County, WI | 1 | Under 10 loans | 0.0% |
| Douglas County, WI | 1 | Under 10 loans | 0.0% |
| Fond du Lac County, WI | 1 | Under 10 loans | 0.0% |
| Jackson County, WI | 1 | Under 10 loans | 0.0% |
| Manitowoc County, WI | 1 | Under 10 loans | 0.0% |
| Marquette County, WI | 1 | Under 10 loans | 0.0% |
| Milwaukee County, WI | 1 | Under 10 loans | 0.0% |
| Monroe County, WI | 1 | Under 10 loans | 0.0% |
| Pierce County, WI | 1 | Under 10 loans | 50.0% |
| Richland County, WI | 1 | Under 10 loans | 0.0% |
| Rusk County, WI | 1 | Under 10 loans | 50.0% |
| St. Croix County, WI | 1 | Under 10 loans | 0.0% |
| Ramsey County, MN | 0 | Under 10 loans | 0.0% |
| Burnett County, WI | 0 | Under 10 loans | Not published |
| Calumet County, WI | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Prevail Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.