Mortgage Lender Index

OAKTREE FUNDING CORP.

OAKTREE FUNDING CORP. received 2,916 applications in 2025 and made 1,327 mortgages, in 502 counties across 47 states. The median rate its borrowers got was 7.625% on a median loan of $405,000. Of 2,666 decisions, 159 were denials — 6.0%, most often for debt-to-income ratio.

Legal Entity Identifier549300KX4S1573HISS22
Applications received2,916
Mortgages made1,327
Denied159
Approved, not taken up1,180
Withdrawn or incomplete250
Loans bought from other lenders1
Median rate spread over the prime offer rate1.3325 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase485 7.375%$475,000 5.5%
Refinancing164 7.125%$530,000 3.6%
Cash-out refinancing678 8.375%$315,000 6.7%

Where OAKTREE FUNDING CORP. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 1267.938%7.7%
Maricopa County, AZ 987.375%4.1%
Riverside County, CA 457.500%5.9%
San Diego County, CA 457.750%4.1%
Orange County, CA 368.563%3.4%
Miami-Dade County, FL 308.063%4.3%
San Bernardino County, CA 247.500%2.2%
Broward County, FL 237.625%6.8%
Clark County, NV 237.625%6.7%
King County, WA 177.875%6.5%
Palm Beach County, FL 167.813%5.0%
Philadelphia County, PA 167.500%11.4%
San Mateo County, CA 157.750%0.0%
Lee County, FL 148.375%0.0%
Tangipahoa Parish, LA 138.875%0.0%
Alameda County, CA 127.625%5.0%
Cook County, IL 127.625%15.8%
Ellis County, TX 126.750%0.0%
Contra Costa County, CA 107.063%8.7%
Ventura County, CA 108.875%0.0%
Collin County, TX 108.063%0.0%
San Joaquin County, CA 9Under 10 loans5.9%
Santa Clara County, CA 9Under 10 loans3.3%
Denver County, CO 8Under 10 loans0.0%
Duval County, FL 8Under 10 loans0.0%
Mecklenburg County, NC 8Under 10 loans0.0%
Pinal County, AZ 7Under 10 loans9.1%
Monterey County, CA 7Under 10 loans0.0%
Sacramento County, CA 7Under 10 loans0.0%
Hillsborough County, FL 7Under 10 loans13.6%
Orange County, FL 7Under 10 loans7.7%
Kauai County, HI 7Under 10 loans0.0%
Ada County, ID 7Under 10 loans0.0%
Suffolk County, MA 7Under 10 loans9.1%
Harris County, TX 7Under 10 loans13.0%
Lewis County, WA 7Under 10 loans11.1%
Kern County, CA 6Under 10 loans0.0%
Placer County, CA 6Under 10 loans0.0%
Santa Barbara County, CA 6Under 10 loans0.0%
Monroe County, FL 6Under 10 loans14.3%
Prince George's County, MD 6Under 10 loans15.4%
Bucks County, PA 6Under 10 loans25.0%
Tarrant County, TX 6Under 10 loans0.0%
Salt Lake County, UT 6Under 10 loans0.0%
Utah County, UT 6Under 10 loans0.0%
Coconino County, AZ 5Under 10 loans0.0%
Fresno County, CA 5Under 10 loans0.0%
Stanislaus County, CA 5Under 10 loans7.1%
Tulare County, CA 5Under 10 loans0.0%
South Central Connecticut Planning Region, CT 5Under 10 loans0.0%

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When OAKTREE FUNDING CORP.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.