Waukesha State Bank
Waukesha State Bank received 918 applications in 2025 and made 745 mortgages, in 29 counties across 4 states. The median rate its borrowers got was 6.750% on a median loan of $235,000. Of 847 decisions, 66 were denials — 7.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493003H8ECZKN77IZ88 |
|---|---|
| Applications received | 918 |
| Mortgages made | 745 |
| Denied | 66 |
| Approved, not taken up | 36 |
| Withdrawn or incomplete | 71 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.185 points |
| FDIC-insured bank | Yes: Waukesha State Bank, 15 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 332 | 6.625% | $365,000 | 2.6% |
| Refinancing | 187 | 6.750% | $215,000 | 6.8% |
| Cash-out refinancing | 31 | 6.875% | $235,000 | 8.6% |
| Other purposes | 195 | 7.000% | $65,000 | 15.8% |
Where Waukesha State Bank lends most
The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Waukesha County, WI | 483 | 6.875% | 8.0% |
| Milwaukee County, WI | 97 | 6.875% | 8.0% |
| Washington County, WI | 46 | 6.563% | 2.0% |
| Dodge County, WI | 19 | 6.750% | 5.0% |
| Racine County, WI | 19 | 6.500% | 20.0% |
| Ozaukee County, WI | 18 | 6.750% | 10.0% |
| Walworth County, WI | 15 | 6.750% | 11.1% |
| Winnebago County, WI | 10 | 6.000% | 0.0% |
| Jefferson County, WI | 9 | Under 10 loans | 9.1% |
| Kenosha County, WI | 4 | Under 10 loans | 0.0% |
| Door County, WI | 3 | Under 10 loans | 0.0% |
| Dane County, WI | 2 | Under 10 loans | 0.0% |
| Fond du Lac County, WI | 2 | Under 10 loans | 0.0% |
| Outagamie County, WI | 2 | Under 10 loans | 0.0% |
| Sheboygan County, WI | 2 | Under 10 loans | 0.0% |
| Waushara County, WI | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| Barron County, WI | 1 | Under 10 loans | 0.0% |
| Brown County, WI | 1 | Under 10 loans | 0.0% |
| Florence County, WI | 1 | Under 10 loans | 0.0% |
| Green County, WI | 1 | Under 10 loans | 0.0% |
| Jackson County, WI | 1 | Under 10 loans | 0.0% |
| La Crosse County, WI | 1 | Under 10 loans | 0.0% |
| Oneida County, WI | 1 | Under 10 loans | 0.0% |
| Rock County, WI | 1 | Under 10 loans | 0.0% |
| St. Croix County, WI | 1 | Under 10 loans | 0.0% |
| Wood County, WI | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.