Mortgage Lender Index

Peoples State Bank

Peoples State Bank received 234 applications in 2025 and made 195 mortgages, in 26 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 209 decisions, 13 were denials — 6.2%.

Legal Entity Identifier25490034TADWBQX5BB10
Applications received234
Mortgages made195
Denied13
Approved, not taken up1
Withdrawn or incomplete25
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Peoples State Bank, 6 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase139 Not published$185,000 7.3%
Refinancing35 Not published$105,000 0.0%
Cash-out refinancing5 Under 10 loansUnder 10 loans 0.0%
Other purposes16 Not published$85,000 11.1%

Where Peoples State Bank lends most

The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Crawford County, WI 56Not published8.2%
Grant County, WI 45Not published6.1%
Allamakee County, IA 29Not published3.3%
Clayton County, IA 25Not published10.7%
Vernon County, WI 9Under 10 loans10.0%
Iowa County, WI 5Under 10 loans0.0%
Winneshiek County, IA 4Under 10 loans0.0%
La Crosse County, WI 3Under 10 loans0.0%
Carroll County, IL 2Under 10 loans0.0%
Johnson County, IA 2Under 10 loans0.0%
Outagamie County, WI 2Under 10 loans0.0%
Jo Daviess County, IL 1Under 10 loans0.0%
Delaware County, IA 1Under 10 loans0.0%
Dubuque County, IA 1Under 10 loans0.0%
Worth County, IA 1Under 10 loans0.0%
Jackson County, MO 1Under 10 loans0.0%
Dane County, WI 1Under 10 loans0.0%
Fond du Lac County, WI 1Under 10 loans0.0%
Green County, WI 1Under 10 loans0.0%
Jackson County, WI 1Under 10 loans0.0%
Juneau County, WI 1Under 10 loans0.0%
Lafayette County, WI 1Under 10 loans0.0%
Oneida County, WI 1Under 10 loans0.0%
Racine County, WI 1Under 10 loans0.0%
Bremer County, IA 0Under 10 loansNot published
Milwaukee County, WI 0Under 10 loansNot published

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When Peoples State Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.