Home purchase lenders in Dane County
6,549 home purchase mortgages were made in Dane County, Wisconsin, in 2025, by 313 lenders. The median rate their borrowers got was 6.500% on a median loan of $355,000. Of 7,020 decisions, 329 were denials — 4.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Summit Credit Union | 1,049 | 6.250% | $305,000 | 4.7% |
| University of Wisconsin Credit Union | 982 | 6.500% | $335,000 | 2.6% |
| THOMPSON KANE & COMPANY, INC | 439 | 6.750% | $365,000 | 0.9% |
| Barrington Bank & Trust Company, National Association | 337 | 6.490% | $375,000 | 1.7% |
| Fairway Independent Mortgage Corporation | 300 | 6.625% | $355,000 | 1.0% |
| Bell Bank | 203 | 6.375% | $395,000 | 2.9% |
| Lake Ridge Bank | 195 | 6.375% | $355,000 | 2.5% |
| GUILD MORTGAGE COMPANY | 187 | 6.625% | $365,000 | 2.5% |
| The Park Bank | 162 | 6.500% | $375,000 | 6.2% |
| GUARANTEED RATE, INC. | 154 | 5.990% | $385,000 | 1.3% |
| Johnson Financial Group | 133 | 6.450% | $405,000 | 1.4% |
| Prosperity Home Mortgage, LLC | 122 | 6.500% | $375,000 | 3.9% |
| One Community Bank | 99 | 6.760% | $405,000 | 2.9% |
| The Bank of New Glarus | 97 | 6.625% | $355,000 | 0.0% |
| Rocket Mortgage, LLC | 91 | 6.625% | $355,000 | 5.1% |
| Old National Bank | 82 | 6.375% | $345,000 | 6.8% |
| JPMorgan Chase Bank, National Association | 78 | 6.490% | $385,000 | 4.9% |
| U.S. Bank National Association | 76 | 6.625% | $355,000 | 13.3% |
| Town Bank, N.A. | 70 | Not published | $675,000 | 2.8% |
| Nations Lending Corporation | 65 | 6.625% | $355,000 | 1.5% |
| 254900B0P7ZWM2SQVJ36 | 64 | Not published | $350,000 | 3.0% |
| Associated Bank, National Association | 62 | 6.500% | $295,000 | 19.5% |
| LENNAR MORTGAGE, LLC | 58 | 5.438% | $455,000 | 0.0% |
| Bank of Sun Prairie | 57 | 6.500% | $335,000 | 4.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 48 | 6.624% | $365,000 | 14.0% |
| Heartland Credit Union (Madison) | 45 | 6.500% | $275,000 | 2.1% |
| Wings Financial Credit Union | 44 | 6.500% | $445,000 | 0.0% |
| Mortgage Research Center, LLC | 43 | 6.125% | $395,000 | 8.3% |
| Bank of Deerfield | 43 | Not published | $305,000 | 4.4% |
| Capitol Bank | 40 | Not published | $380,000 | 0.0% |
| NEWREZ LLC | 35 | 6.375% | $365,000 | 2.7% |
| Ixonia Bank | 30 | 6.990% | $365,000 | 0.0% |
| CMG MORTGAGE, INC. | 29 | 5.990% | $405,000 | 0.0% |
| Loandepot.Com, LLC | 28 | 6.625% | $345,000 | 9.7% |
| DUPACO COMMUNITY | 28 | 6.438% | $315,000 | 3.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 26 | 7.000% | $335,000 | 0.0% |
| BMO Bank National Association | 25 | 6.750% | $355,000 | 42.2% |
| DMB Community Bank | 25 | Not published | $595,000 | 11.4% |
| Oak Bank | 24 | Not published | $425,000 | 0.0% |
| The Peoples Community Bank | 23 | Not published | $315,000 | 0.0% |
| Wells Fargo Bank, National Association | 22 | 6.375% | $300,000 | 21.4% |
| Navy Federal Credit Union | 22 | 6.000% | $360,000 | 0.0% |
| Farmers & Merchants State Bank | 21 | Not published | $285,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 20 | 6.875% | $265,000 | 0.0% |
| The Huntington National Bank | 19 | 6.750% | $605,000 | 9.5% |
| Mound City Bank | 19 | Not published | $385,000 | 0.0% |
| Landmark Credit Union | 18 | 6.300% | $710,000 | 14.3% |
| COMPEER FINANCIAL, FLCA | 18 | 7.250% | $335,000 | 9.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 18 | 6.250% | $410,000 | 0.0% |
| Farmers Savings Bank | 17 | Not published | $395,000 | 0.0% |
| USAA Federal Savings Bank | 15 | 6.125% | $385,000 | 34.8% |
| Bank Five Nine | 14 | 6.875% | $405,000 | 0.0% |
| Bank First, N.A. | 14 | 6.188% | $380,000 | 6.7% |
| The Bank of Brodhead | 14 | Not published | $585,000 | 0.0% |
| State Bank of the Lakes, N.A. | 14 | Not published | $965,000 | 0.0% |
| A + MORTGAGE SERVICES, INC. | 13 | 6.500% | $345,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 6.563% | $335,000 | 9.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 6.123% | $455,000 | 0.0% |
| Bank of America, National Association | 10 | 5.813% | $425,000 | 37.5% |
| Starion Bank | 10 | 6.563% | $355,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 10 | 6.781% | $310,000 | 7.7% |
| Woodford State Bank | 10 | Not published | $335,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 10 | 6.500% | $420,000 | 0.0% |
| 549300F247N2IU8SC024 | 10 | Not published | $205,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Great Midwest Bank, S.S.B. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| GUIDANCE RESIDENTIAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| TRIAD FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 46.4% |
| PENNYMAC LOAN SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| LAKE MICHIGAN CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| UMB Bank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PremierBank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| LENDSURE MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Greenwood's State Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| COVANTAGE CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EDUCATORS CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 66.7% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| MARINE CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 25.0% |
| GREENSTATE Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UNION HOME MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Royal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ALTRA Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| IncredibleBank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Farmers and Merchants Union Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Nicolet National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRUSTONE FINANCIAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Kiavi Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Devon Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Bank of Milton | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Badger Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Alerus Financial, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 50.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Axos Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community First | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KOHLER CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| National Exchange Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| West Pointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers' Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FOX COMMUNITIES Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PCM Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VERIDIAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Macatawa Bank, N. A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CIBM Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WISCONSIN MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KEY MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 50.0% |
| North Shore Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Union Federal Savings and Loan Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WESTCONSIN Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Equitable Bank, S.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Mid Bank & Trust, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Libertyville Bank & Trust Company, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BANKORION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stillman BancCorp N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| POINT MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Heritage Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Amalgamated Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| R.I.A. Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Prevail Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fortifi Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Honor Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fox Valley Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 113 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.