PCM Credit Union
PCM Credit Union received 500 applications in 2025 and made 447 mortgages, in 32 counties across 2 states. The median rate its borrowers got was 5.990% on a median loan of $95,000. Of 463 decisions, 15 were denials — 3.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300IY3J6361R6MA88 |
|---|---|
| Applications received | 500 |
| Mortgages made | 447 |
| Denied | 15 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 37 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.544 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 109 | 5.750% | $255,000 | 4.4% |
| Refinancing | 70 | 5.990% | $75,000 | 2.7% |
| Cash-out refinancing | 100 | 5.750% | $165,000 | 2.9% |
| Other purposes | 168 | 5.990% | $45,000 | 2.9% |
Where PCM Credit Union lends most
The 32 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Brown County, WI | 232 | 5.990% | 3.3% |
| Oconto County, WI | 63 | 5.990% | 0.0% |
| Marinette County, WI | 58 | 5.933% | 6.5% |
| Outagamie County, WI | 24 | 5.990% | 0.0% |
| Menominee County, MI | 10 | 5.990% | 0.0% |
| Shawano County, WI | 9 | Under 10 loans | 0.0% |
| Manitowoc County, WI | 8 | Under 10 loans | 0.0% |
| Kewaunee County, WI | 6 | Under 10 loans | 0.0% |
| Waukesha County, WI | 5 | Under 10 loans | 0.0% |
| Winnebago County, WI | 4 | Under 10 loans | 33.3% |
| Calumet County, WI | 3 | Under 10 loans | 0.0% |
| Door County, WI | 3 | Under 10 loans | 0.0% |
| Dane County, WI | 2 | Under 10 loans | 0.0% |
| Milwaukee County, WI | 2 | Under 10 loans | 0.0% |
| Gogebic County, MI | 1 | Under 10 loans | 0.0% |
| Iron County, MI | 1 | Under 10 loans | 0.0% |
| Marquette County, MI | 1 | Under 10 loans | 0.0% |
| Chippewa County, WI | 1 | Under 10 loans | 0.0% |
| Columbia County, WI | 1 | Under 10 loans | 0.0% |
| Forest County, WI | 1 | Under 10 loans | 50.0% |
| Grant County, WI | 1 | Under 10 loans | 0.0% |
| Iron County, WI | 1 | Under 10 loans | 0.0% |
| Kenosha County, WI | 1 | Under 10 loans | 0.0% |
| Langlade County, WI | 1 | Under 10 loans | 0.0% |
| Marathon County, WI | 1 | Under 10 loans | 0.0% |
| Portage County, WI | 1 | Under 10 loans | 0.0% |
| Sauk County, WI | 1 | Under 10 loans | 0.0% |
| Sheboygan County, WI | 1 | Under 10 loans | 0.0% |
| Vilas County, WI | 1 | Under 10 loans | 0.0% |
| Walworth County, WI | 1 | Under 10 loans | 0.0% |
| Waupaca County, WI | 1 | Under 10 loans | 0.0% |
| Waushara County, WI | 1 | Under 10 loans | 0.0% |
Get told when this changes
When PCM Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.