The Farmers Bank of Willards
The Farmers Bank of Willards received 199 applications in 2025 and made 130 mortgages, in 8 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 160 decisions, 25 were denials — 15.6%.
| Legal Entity Identifier | 5493005U6VKOSGHRA756 |
|---|---|
| Applications received | 199 |
| Mortgages made | 130 |
| Denied | 25 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 39 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Farmers Bank of Willards, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 85 | Not published | $255,000 | 12.9% |
| Refinancing | 24 | Not published | $210,000 | 24.2% |
| Other purposes | 21 | Not published | $105,000 | 15.4% |
Where The Farmers Bank of Willards lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wicomico County, MD | 57 | Not published | 17.1% |
| Worcester County, MD | 38 | Not published | 13.0% |
| Sussex County, DE | 25 | Not published | 13.3% |
| Dorchester County, MD | 3 | Under 10 loans | 40.0% |
| Somerset County, MD | 3 | Under 10 loans | 20.0% |
| Accomack County, VA | 2 | Under 10 loans | 0.0% |
| Kent County, DE | 1 | Under 10 loans | 0.0% |
| Caroline County, MD | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.