First Community CU of Beloit
First Community CU of Beloit received 275 applications in 2025 and made 165 mortgages, in 22 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $95,000. Of 241 decisions, 76 were denials — 31.5%. 51 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900RO87UFWPI72M63 |
|---|---|
| Applications received | 275 |
| Mortgages made | 165 |
| Denied | 76 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 34 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 48 | Not published | $195,000 | 50.5% |
| Refinancing | 50 | Not published | $70,000 | 12.3% |
| Cash-out refinancing | 28 | Not published | $155,000 | 24.3% |
| Other purposes | 39 | Not published | $45,000 | 22.0% |
Where First Community CU of Beloit lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Rock County, WI | 71 | Not published | 16.5% |
| Winnebago County, IL | 48 | Not published | 15.8% |
| Stephenson County, IL | 8 | Under 10 loans | 20.0% |
| Green County, WI | 8 | Under 10 loans | 11.1% |
| Boone County, IL | 7 | Under 10 loans | 12.5% |
| Ogle County, IL | 5 | Under 10 loans | 0.0% |
| Walworth County, WI | 3 | Under 10 loans | 0.0% |
| Carroll County, IL | 2 | Under 10 loans | 0.0% |
| DeKalb County, IL | 2 | Under 10 loans | 0.0% |
| Jefferson County, WI | 2 | Under 10 loans | 0.0% |
| Lee County, IL | 1 | Under 10 loans | 0.0% |
| McHenry County, IL | 1 | Under 10 loans | 50.0% |
| Adams County, WI | 1 | Under 10 loans | 50.0% |
| Clark County, WI | 1 | Under 10 loans | 0.0% |
| Crawford County, WI | 1 | Under 10 loans | 0.0% |
| Iowa County, WI | 1 | Under 10 loans | 0.0% |
| Lafayette County, WI | 1 | Under 10 loans | 0.0% |
| Monroe County, WI | 1 | Under 10 loans | 0.0% |
| Lake County, IL | 0 | Under 10 loans | 100.0% |
| Dane County, WI | 0 | Under 10 loans | Not published |
| Sauk County, WI | 0 | Under 10 loans | Not published |
| Waukesha County, WI | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.