Wintrust Bank, National Association
Wintrust Bank, National Association received 348 applications in 2025 and made 288 mortgages, in 34 counties across 17 states. The median rate its borrowers got was Not published on a median loan of $785,000. Of 297 decisions, 9 were denials — 3.0%, most often for collateral.
| Legal Entity Identifier | 549300RAQJBTN6Z28096 |
|---|---|
| Applications received | 348 |
| Mortgages made | 288 |
| Denied | 9 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 51 |
| Loans bought from other lenders | 30 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Wintrust Bank, National Association, 38 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 168 | Not published | $745,000 | 2.3% |
| Refinancing | 94 | Not published | $875,000 | 2.1% |
| Cash-out refinancing | 10 | Not published | $1,065,000 | 16.7% |
| Other purposes | 16 | Not published | $630,000 | 5.9% |
Where Wintrust Bank, National Association lends most
The 34 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cook County, IL | 243 | Not published | 3.2% |
| DuPage County, IL | 6 | Under 10 loans | 0.0% |
| Lake County, IL | 5 | Under 10 loans | 0.0% |
| Walworth County, WI | 3 | Under 10 loans | 0.0% |
| Garfield County, CO | 2 | Under 10 loans | 0.0% |
| Oakland County, MI | 2 | Under 10 loans | 0.0% |
| Wasatch County, UT | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 1 | Under 10 loans | 0.0% |
| Orange County, CA | 1 | Under 10 loans | 0.0% |
| Sacramento County, CA | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Denver County, CO | 1 | Under 10 loans | 0.0% |
| Park County, CO | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Glynn County, GA | 1 | Under 10 loans | 0.0% |
| Carroll County, IL | 1 | Under 10 loans | 0.0% |
| McHenry County, IL | 1 | Under 10 loans | 0.0% |
| Stephenson County, IL | 1 | Under 10 loans | 0.0% |
| Lake County, IN | 1 | Under 10 loans | 0.0% |
| Cass County, MI | 1 | Under 10 loans | 0.0% |
| Jackson County, MO | 1 | Under 10 loans | 0.0% |
| Gallatin County, MT | 1 | Under 10 loans | 0.0% |
| New York County, NY | 1 | Under 10 loans | 0.0% |
| Cumberland County, NC | 1 | Under 10 loans | 0.0% |
| Berkeley County, SC | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Milwaukee County, WI | 1 | Under 10 loans | 0.0% |
| Ozaukee County, WI | 1 | Under 10 loans | 0.0% |
| Yolo County, CA | 0 | Under 10 loans | 100.0% |
| Lee County, FL | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.