Watermark Capital, Inc. received 908 applications in 2025 and made
696 mortgages, in 244 counties across 36 states.
The median rate its borrowers got was 6.500% on a median loan of $455,000.
Of 849 decisions, 38 were denials — 4.5%, most often for collateral.
Legal Entity Identifier
2549005Q4HZ55QX7YC64
Applications received
908
Mortgages made
696
Denied
38
Approved, not taken up
115
Withdrawn or incomplete
59
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.027 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
372
6.625%
$455,000
4.1%
Refinancing
201
6.125%
$465,000
4.1%
Cash-out refinancing
102
7.063%
$420,000
7.2%
Other purposes
21
6.875%
$305,000
0.0%
Where Watermark Capital, Inc. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When Watermark Capital, Inc.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.