Home purchase lenders in Kane County
5,997 home purchase mortgages were made in Kane County, Illinois, in 2025, by 363 lenders. The median rate their borrowers got was 6.625% on a median loan of $305,000. Of 6,667 decisions, 547 were denials — 8.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUARANTEED RATE, INC. | 405 | 6.750% | $325,000 | 4.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 336 | 6.625% | $305,000 | 9.6% |
| DHI MORTGAGE COMPANY, LTD. | 304 | 5.875% | $355,000 | 13.1% |
| GUILD MORTGAGE COMPANY | 263 | 6.750% | $275,000 | 3.2% |
| Fairway Independent Mortgage Corporation | 228 | 6.875% | $280,000 | 4.9% |
| JPMorgan Chase Bank, National Association | 227 | 6.500% | $295,000 | 9.1% |
| GREENSTATE Credit Union | 227 | 6.750% | $205,000 | 0.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 199 | 6.875% | $305,000 | 2.0% |
| Rocket Mortgage, LLC | 170 | 6.500% | $305,000 | 9.9% |
| LENNAR MORTGAGE, LLC | 160 | 5.063% | $385,000 | 7.5% |
| Loandepot.Com, LLC | 152 | 6.750% | $285,000 | 10.1% |
| NVR Mortgage Finance, Inc. | 137 | 5.990% | $345,000 | 15.4% |
| KEY MORTGAGE SERVICES, INC. | 133 | 6.750% | $335,000 | 0.7% |
| M/I FINANCIAL, LLC | 123 | 5.875% | $385,000 | 6.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 117 | 6.875% | $325,000 | 1.7% |
| Barrington Bank & Trust Company, National Association | 103 | 6.875% | $295,000 | 7.1% |
| COMPASS MORTGAGE, INC. | 100 | 6.875% | $350,000 | 2.0% |
| MLD MORTGAGE INC. | 90 | 6.625% | $300,000 | 1.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 81 | 6.875% | $285,000 | 3.5% |
| First National Bank of Omaha | 79 | 6.625% | $245,000 | 11.0% |
| PULTE MORTGAGE LLC | 76 | 6.375% | $495,000 | 3.8% |
| LOWER, LLC | 69 | 6.875% | $375,000 | 1.4% |
| U.S. Bank National Association | 65 | 6.500% | $325,000 | 9.3% |
| Fifth Third Bank, National Association | 58 | 6.500% | $325,000 | 9.2% |
| Old Second National Bank | 58 | 6.688% | $310,000 | 4.7% |
| The Huntington National Bank | 57 | 6.500% | $305,000 | 9.4% |
| THE LOAN STORE, INC. | 57 | 6.875% | $235,000 | 0.0% |
| Broker Solutions, Inc. | 56 | 6.625% | $275,000 | 1.7% |
| UNION HOME MORTGAGE CORP. | 55 | 6.875% | $335,000 | 6.7% |
| The Federal Savings Bank | 49 | 6.625% | $285,000 | 5.8% |
| Mortgage Research Center, LLC | 47 | 6.250% | $345,000 | 6.0% |
| GUARANTEED RATE AFFINITY, LLC | 46 | 6.863% | $325,000 | 2.1% |
| 254900O723MCLR701H50 | 43 | 0.000% | $15,000 | 64.5% |
| TOWNE MORTGAGE COMPANY | 43 | 6.750% | $325,000 | 4.1% |
| Bank of America, National Association | 39 | 6.125% | $295,000 | 14.9% |
| OriginPoint, LLC | 39 | 6.875% | $345,000 | 4.9% |
| PENNYMAC LOAN SERVICES, LLC | 37 | 6.750% | $315,000 | 19.6% |
| PNC Bank, National Association | 34 | 6.375% | $265,000 | 12.5% |
| BMO Bank National Association | 32 | 6.813% | $270,000 | 25.5% |
| Kiavi Funding, Inc. | 29 | 10.490% | $215,000 | 0.0% |
| A & N MORTGAGE SERVICES, INC. | 28 | 6.933% | $355,000 | 0.0% |
| A&D Mortgage LLC | 26 | 6.750% | $325,000 | 7.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | 26 | 6.875% | $330,000 | 3.7% |
| PLAZA HOME MORTGAGE, INC. | 25 | 6.625% | $305,000 | 18.8% |
| POINT MORTGAGE CORPORATION | 25 | 6.750% | $285,000 | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | 24 | 6.750% | $265,000 | 10.3% |
| BAY EQUITY LLC | 24 | 6.688% | $325,000 | 4.0% |
| Navy Federal Credit Union | 23 | 6.125% | $435,000 | 4.0% |
| Prosperity Home Mortgage, LLC | 23 | 6.500% | $285,000 | 4.2% |
| Old National Bank | 22 | 6.375% | $275,000 | 15.4% |
| First Federal Savings Bank | 22 | Not published | $330,000 | 4.2% |
| First American Bank | 21 | 6.875% | $305,000 | 16.0% |
| CIBM Bank | 21 | 6.625% | $285,000 | 8.7% |
| Citibank, National Association | 20 | 6.188% | $315,000 | 9.1% |
| NEWREZ LLC | 19 | 6.625% | $355,000 | 4.8% |
| Wells Fargo Bank, National Association | 19 | 6.500% | $275,000 | 9.5% |
| CMG MORTGAGE, INC. | 19 | 6.750% | $315,000 | 0.0% |
| RESICENTRAL, LLC | 18 | 6.375% | $275,000 | 4.8% |
| AMERIHOME MORTGAGE COMPANY, LLC | 18 | 6.625% | $280,000 | 5.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 17 | 9.500% | $225,000 | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 16 | 6.813% | $310,000 | 15.8% |
| St. Charles Bank & Trust Company, National Association | 15 | Not published | $445,000 | 6.3% |
| ZILLOW HOME LOANS, LLC | 15 | 6.375% | $295,000 | 0.0% |
| ALLIANT CREDIT UNION | 15 | 6.125% | $275,000 | 11.1% |
| Republic Bank of Chicago | 15 | Not published | $175,000 | 0.0% |
| Loan Funder LLC | 14 | 9.990% | $210,000 | 6.7% |
| North Shore Trust and Savings | 14 | Not published | $330,000 | 6.7% |
| Associated Bank, National Association | 13 | 6.000% | $345,000 | 40.9% |
| DuPage Credit Union | 13 | 6.625% | $355,000 | 6.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.875% | $315,000 | 0.0% |
| KIND LENDING, LLC | 13 | 6.625% | $375,000 | 0.0% |
| OCMBC, INC. | 11 | 7.375% | $255,000 | 13.3% |
| LEADERONE FINANCIAL CORPORATION | 11 | 6.990% | $335,000 | 15.4% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 11 | 6.875% | $475,000 | 0.0% |
| First National Bank of America | 11 | 8.875% | $215,000 | 15.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 7.250% | $285,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 10 | 6.438% | $455,000 | 0.0% |
| GENEVA FINANCIAL, LLC | 10 | 7.000% | $315,000 | 16.7% |
| MOVEMENT MORTGAGE, LLC | 10 | 6.625% | $385,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 10 | 6.750% | $400,000 | 0.0% |
| POLISH & SLAVIC | 10 | Not published | $230,000 | 16.7% |
| Home State Bank, National Association | 10 | 6.875% | $280,000 | 0.0% |
| First State Bank | 10 | 6.875% | $280,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 6.750% | $230,000 | 0.0% |
| Waterman State Bank | 10 | Not published | $340,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Cornerstone First Mortgage, Inc | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Emporium TPO LLC | 9 | Under 10 loans | Under 10 loans | 8.3% |
| SUMMIT FUNDING, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| UNITED HOME LOANS, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Morgan Stanley Private Bank, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Baxter Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SELFRELIANCE FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| DEVELOPER'S MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Heartland Bank and Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Midland States Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| American Commercial Bank & Trust, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cornerstone National Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NUMARK CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Marquette Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Lisle Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Mid Bank & Trust, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Gold Coast Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST NORTHERN Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Busey Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| GMFS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMPEER FINANCIAL, FLCA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Homeland Mortgage Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Resource Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TBK BANK, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SELECT LENDING SERVICES LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 33.3% |
| National Police Federal Credit Union effective | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Bank of Pontiac | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PROPER RATE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Central Bank Illinois | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COVANTAGE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Brookfield | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Itasca Bank & Trust Co. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CNB Bank And Trust, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank and Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prairie Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 163 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Kane County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.