National Police Federal Credit Union effective
National Police Federal Credit Union effective received 143 applications in 2025 and made 107 mortgages, in 49 counties across 21 states. The median rate its borrowers got was Not published on a median loan of $295,000. Of 121 decisions, 14 were denials — 11.6%. 3 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900LP2WHZQ61VBS60 |
|---|---|
| Applications received | 143 |
| Mortgages made | 107 |
| Denied | 14 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 22 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 65 | Not published | $315,000 | 5.8% |
| Refinancing | 33 | Not published | $265,000 | 5.7% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 38.5% |
Where National Police Federal Credit Union effective lends most
The 49 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cook County, IL | 49 | Not published | 14.0% |
| Lake County, IN | 4 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 3 | Under 10 loans | 25.0% |
| Summit County, OH | 3 | Under 10 loans | 0.0% |
| Pinal County, AZ | 2 | Under 10 loans | 0.0% |
| Kane County, IL | 2 | Under 10 loans | 0.0% |
| Lake County, IL | 2 | Under 10 loans | 33.3% |
| St. Louis County, MO | 2 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 0.0% |
| Waukesha County, WI | 2 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 1 | Under 10 loans | 0.0% |
| Mariposa County, CA | 1 | Under 10 loans | 0.0% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| McLean County, IL | 1 | Under 10 loans | 0.0% |
| Stephenson County, IL | 1 | Under 10 loans | 0.0% |
| Ripley County, IN | 1 | Under 10 loans | 0.0% |
| Vanderburgh County, IN | 1 | Under 10 loans | 0.0% |
| Pocahontas County, IA | 1 | Under 10 loans | 0.0% |
| Jefferson County, KY | 1 | Under 10 loans | 0.0% |
| Aroostook County, ME | 1 | Under 10 loans | 0.0% |
| Bristol County, MA | 1 | Under 10 loans | 0.0% |
| Middlesex County, MA | 1 | Under 10 loans | 0.0% |
| Norfolk County, MA | 1 | Under 10 loans | 0.0% |
| Houghton County, MI | 1 | Under 10 loans | 0.0% |
| Christian County, MO | 1 | Under 10 loans | 0.0% |
| Greene County, MO | 1 | Under 10 loans | 0.0% |
| Jefferson County, MO | 1 | Under 10 loans | 0.0% |
| Lafayette County, MO | 1 | Under 10 loans | 0.0% |
| Lawrence County, MO | 1 | Under 10 loans | 0.0% |
| New Madrid County, MO | 1 | Under 10 loans | 0.0% |
| St. Charles County, MO | 1 | Under 10 loans | 0.0% |
| Taney County, MO | 1 | Under 10 loans | 0.0% |
| Lyon County, NV | 1 | Under 10 loans | 0.0% |
| Rockingham County, NH | 1 | Under 10 loans | 0.0% |
| Westchester County, NY | 1 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 1 | Under 10 loans | 0.0% |
| Stark County, OH | 1 | Under 10 loans | 0.0% |
| Logan County, OK | 1 | Under 10 loans | 0.0% |
| Maury County, TN | 1 | Under 10 loans | 0.0% |
| Sullivan County, TN | 1 | Under 10 loans | 0.0% |
| Ellis County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Walworth County, WI | 1 | Under 10 loans | 0.0% |
| Graham County, AZ | 0 | Under 10 loans | 100.0% |
| McHenry County, IL | 0 | Under 10 loans | Not published |
| Kosciusko County, IN | 0 | Under 10 loans | 100.0% |
| Ashe County, NC | 0 | Under 10 loans | Not published |
| Portage County, OH | 0 | Under 10 loans | 100.0% |
| Cambria County, PA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When National Police Federal Credit Union effective’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.