Mortgage Lender Index

NMSI, INC.

NMSI, INC. received 3,255 applications in 2025 and made 3,255 mortgages, in 317 counties across 29 states. The median rate its borrowers got was 6.625% on a median loan of $555,000. Of 3,255 decisions, 0 were denials — 0.0%.

Legal Entity Identifier549300DCGBXW5FJMV921
Applications received3,255
Mortgages made3,255
Denied0
Approved, not taken up0
Withdrawn or incomplete0
Loans bought from other lenders1,935
Median rate spread over the prime offer rate0.26 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase2,223 6.750%$555,000 0.0%
Refinancing577 6.375%$595,000 0.0%
Cash-out refinancing455 7.000%$505,000 0.0%

Where NMSI, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 5596.750%0.0%
Orange County, CA 5006.875%0.0%
Riverside County, CA 1896.625%0.0%
San Bernardino County, CA 1726.500%0.0%
Santa Clara County, CA 1546.875%0.0%
San Diego County, CA 1336.625%0.0%
Alameda County, CA 936.625%0.0%
Sacramento County, CA 786.688%0.0%
Gwinnett County, GA 656.625%0.0%
Cook County, IL 526.875%0.0%
Contra Costa County, CA 486.500%0.0%
King County, WA 466.500%0.0%
Harris County, TX 376.750%0.0%
Maricopa County, AZ 336.625%0.0%
Ventura County, CA 296.625%0.0%
Adams County, CO 296.125%0.0%
San Francisco County, CA 286.688%0.0%
Jefferson County, CO 266.000%0.0%
San Mateo County, CA 256.625%0.0%
Douglas County, CO 236.375%0.0%
Arapahoe County, CO 226.250%0.0%
San Joaquin County, CA 196.500%0.0%
Fairfax County, VA 196.750%0.0%
Montgomery County, MD 186.938%0.0%
Denton County, TX 166.500%0.0%
Fort Bend County, TX 166.563%0.0%
Kern County, CA 156.500%0.0%
Bexar County, TX 156.375%0.0%
Collin County, TX 156.875%0.0%
Pierce County, WA 157.250%0.0%
Fresno County, CA 146.875%0.0%
Placer County, CA 146.563%0.0%
Solano County, CA 146.813%0.0%
Clark County, NV 146.750%0.0%
Bergen County, NJ 146.750%0.0%
Tarrant County, TX 146.500%0.0%
Denver County, CO 136.375%0.0%
Larimer County, CO 136.500%0.0%
Pinellas County, FL 136.625%0.0%
Fulton County, GA 126.563%0.0%
Snohomish County, WA 126.375%0.0%
Boulder County, CO 116.500%0.0%
Howard County, MD 116.625%0.0%
Washington County, OR 116.625%0.0%
Baltimore County, MD 106.938%0.0%
Travis County, TX 106.688%0.0%
Salt Lake County, UT 106.813%0.0%
Sonoma County, CA 9Under 10 loans0.0%
Weld County, CO 9Under 10 loans0.0%
Monmouth County, NJ 9Under 10 loans0.0%

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When NMSI, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.