Neighborhood Mortgage Solutions
Neighborhood Mortgage Solutions received 170 applications in 2025 and made 133 mortgages, in 41 counties across 5 states. The median rate its borrowers got was 6.000% on a median loan of $145,000. Of 145 decisions, 12 were denials — 8.3%, most often for credit history.
| Legal Entity Identifier | 254900JK3YLXUJEHMB45 |
|---|---|
| Applications received | 170 |
| Mortgages made | 133 |
| Denied | 12 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 25 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.181 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 63 | 6.000% | $205,000 | 4.6% |
| Refinancing | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Cash-out refinancing | 35 | 5.500% | $145,000 | 10.3% |
| Other purposes | 31 | 6.625% | $55,000 | 11.4% |
Where Neighborhood Mortgage Solutions lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Alpena County, MI | 27 | 6.500% | 3.6% |
| Greenwood County, SC | 21 | 6.000% | 16.0% |
| Martin County, NC | 12 | 5.125% | 0.0% |
| Beaufort County, NC | 10 | 6.425% | 0.0% |
| Washington County, NC | 10 | 6.975% | 0.0% |
| Pitt County, NC | 7 | Under 10 loans | 12.5% |
| Newaygo County, MI | 5 | Under 10 loans | 16.7% |
| Presque Isle County, MI | 5 | Under 10 loans | 0.0% |
| Wayne County, MI | 5 | Under 10 loans | 16.7% |
| Carteret County, NC | 4 | Under 10 loans | 0.0% |
| Alcona County, MI | 3 | Under 10 loans | 0.0% |
| Craven County, NC | 3 | Under 10 loans | 0.0% |
| Ogemaw County, MI | 2 | Under 10 loans | 0.0% |
| Abbeville County, SC | 2 | Under 10 loans | 0.0% |
| Glades County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 50.0% |
| Barry County, MI | 1 | Under 10 loans | 0.0% |
| Calhoun County, MI | 1 | Under 10 loans | 0.0% |
| Kent County, MI | 1 | Under 10 loans | 0.0% |
| Montmorency County, MI | 1 | Under 10 loans | 50.0% |
| Oscoda County, MI | 1 | Under 10 loans | 0.0% |
| Forsyth County, NC | 1 | Under 10 loans | 0.0% |
| Greene County, NC | 1 | Under 10 loans | 0.0% |
| Jones County, NC | 1 | Under 10 loans | 0.0% |
| New Hanover County, NC | 1 | Under 10 loans | 0.0% |
| Onslow County, NC | 1 | Under 10 loans | 0.0% |
| Wilson County, NC | 1 | Under 10 loans | 0.0% |
| Wood County, OH | 1 | Under 10 loans | 0.0% |
| Anderson County, SC | 1 | Under 10 loans | 0.0% |
| Laurens County, SC | 1 | Under 10 loans | 0.0% |
| Richland County, SC | 1 | Under 10 loans | 0.0% |
| Hendry County, FL | 0 | Under 10 loans | Not published |
| Clinton County, MI | 0 | Under 10 loans | Not published |
| Emmet County, MI | 0 | Under 10 loans | 100.0% |
| Genesee County, MI | 0 | Under 10 loans | Not published |
| Hillsdale County, MI | 0 | Under 10 loans | Not published |
| Marquette County, MI | 0 | Under 10 loans | Not published |
| Ottawa County, MI | 0 | Under 10 loans | Not published |
| Wexford County, MI | 0 | Under 10 loans | Not published |
| Guilford County, NC | 0 | Under 10 loans | Not published |
| Newberry County, SC | 0 | Under 10 loans | 100.0% |
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When Neighborhood Mortgage Solutions’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.