PENNSYLVANIA STATE EMPLOYEES Credit Union received 8,308 applications in 2025 and made
5,896 mortgages, in 67 counties across 1 state.
The median rate its borrowers got was 6.640% on a median loan of $85,000.
Of 7,309 decisions, 1,138 were denials — 15.6%, most often for credit history.
Legal Entity Identifier
549300PT6CCDYU4VHM41
Applications received
8,308
Mortgages made
5,896
Denied
1,138
Approved, not taken up
275
Withdrawn or incomplete
999
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.265 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
962
6.375%
$255,000
4.3%
Refinancing
1,218
6.865%
$95,000
14.6%
Cash-out refinancing
76
6.375%
$200,000
23.0%
Other purposes
3,640
6.690%
$55,000
18.2%
Where PENNSYLVANIA STATE EMPLOYEES Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When PENNSYLVANIA STATE EMPLOYEES Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.