JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN PENNSYLVANIA
JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN PENNSYLVANIA received 157 applications in 2025 and made 129 mortgages, in 13 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 148 decisions, 15 were denials — 10.1%.
| Legal Entity Identifier | 549300P7T76AWIP6QL35 |
|---|---|
| Applications received | 157 |
| Mortgages made | 129 |
| Denied | 15 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Jonestown Bank and Trust Company, of Jonestown, Pennsylvania, 14 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 83 | Not published | $235,000 | 3.4% |
| Refinancing | 19 | Not published | $135,000 | 32.1% |
| Cash-out refinancing | 22 | Not published | $195,000 | 11.5% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN PENNSYLVANIA lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lebanon County, PA | 63 | Not published | 5.6% |
| Lancaster County, PA | 27 | Not published | 20.6% |
| Dauphin County, PA | 10 | Not published | 0.0% |
| York County, PA | 10 | Not published | 9.1% |
| Berks County, PA | 8 | Under 10 loans | 11.1% |
| Schuylkill County, PA | 4 | Under 10 loans | 20.0% |
| Chester County, PA | 3 | Under 10 loans | 0.0% |
| Sussex County, DE | 1 | Under 10 loans | 0.0% |
| Cumberland County, PA | 1 | Under 10 loans | 0.0% |
| Northampton County, PA | 1 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 1 | Under 10 loans | 0.0% |
| Bradford County, PA | 0 | Under 10 loans | Not published |
| Lycoming County, PA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.