Mortgage Lender Index

NJ LENDERS CORP.

NJ LENDERS CORP. received 1,622 applications in 2025 and made 1,212 mortgages, in 137 counties across 21 states. The median rate its borrowers got was 6.625% on a median loan of $455,000. Of 1,334 decisions, 69 were denials — 5.2%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300JZD4L02YZI3Z50
Applications received1,622
Mortgages made1,212
Denied69
Approved, not taken up53
Withdrawn or incomplete288
Loans bought from other lenders0
Median rate spread over the prime offer rate0.076 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,042 6.625%$465,000 4.4%
Refinancing77 6.500%$465,000 6.8%
Cash-out refinancing93 6.750%$405,000 11.5%

Where NJ LENDERS CORP. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Bergen County, NJ 1566.625%3.1%
Essex County, NJ 1046.625%6.1%
Morris County, NJ 946.625%0.0%
Passaic County, NJ 796.625%2.4%
Monmouth County, NJ 656.625%1.5%
Ocean County, NJ 636.750%3.0%
Hudson County, NJ 606.625%3.2%
Suffolk County, NY 536.625%6.6%
Union County, NJ 456.625%7.7%
Middlesex County, NJ 386.688%2.6%
Sussex County, NJ 356.625%2.6%
Queens County, NY 296.500%6.3%
Hillsborough County, FL 256.375%7.4%
Somerset County, NJ 256.625%0.0%
Kings County, NY 216.625%11.5%
Nassau County, NY 206.563%13.0%
Burlington County, NJ 186.500%10.0%
Palm Beach County, FL 146.688%0.0%
Camden County, NJ 136.750%16.7%
Warren County, NJ 136.875%0.0%
Westchester County, NY 136.375%5.9%
New York County, NY 116.750%8.3%
Mercer County, NJ 106.688%8.3%
Pasco County, FL 9Under 10 loans0.0%
Orange County, NY 9Under 10 loans0.0%
Gordon County, GA 8Under 10 loans11.1%
Pinellas County, FL 7Under 10 loans0.0%
Polk County, FL 6Under 10 loans0.0%
Floyd County, GA 6Under 10 loans14.3%
Hunterdon County, NJ 6Under 10 loans0.0%
Bucks County, PA 6Under 10 loans11.1%
Montgomery County, PA 6Under 10 loans0.0%
Philadelphia County, PA 6Under 10 loans20.0%
Cape May County, NJ 5Under 10 loans0.0%
Rockland County, NY 5Under 10 loans16.7%
Chester County, PA 5Under 10 loans0.0%
Monroe County, PA 5Under 10 loans0.0%
Atlantic County, NJ 4Under 10 loans0.0%
Gloucester County, NJ 4Under 10 loans20.0%
Bronx County, NY 4Under 10 loans0.0%
Western Connecticut Planning Region, CT 3Under 10 loans20.0%
Brevard County, FL 3Under 10 loans0.0%
Collier County, FL 3Under 10 loans0.0%
Sarasota County, FL 3Under 10 loans0.0%
Paulding County, GA 3Under 10 loans0.0%
Erie County, NY 3Under 10 loans25.0%
Carbon County, PA 3Under 10 loans0.0%
Horry County, SC 3Under 10 loans0.0%
King County, WA 3Under 10 loans0.0%
Alachua County, FL 2Under 10 loans33.3%

Get told when this changes

When NJ LENDERS CORP.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.