Mortgage Lender Index

LINKBANK

LINKBANK received 527 applications in 2025 and made 369 mortgages, in 68 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $235,000. Of 485 decisions, 92 were denials — 19.0%, most often for debt-to-income ratio.

Legal Entity Identifier549300J0CKZA0PR2DX58
Applications received527
Mortgages made369
Denied92
Approved, not taken up24
Withdrawn or incomplete42
Loans bought from other lenders5
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase168 Not published$235,000 10.0%
Refinancing92 Not published$295,000 12.0%
Cash-out refinancing11 Not published$255,000 25.0%
Other purposes98 Not published$195,000 34.4%

Where LINKBANK lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Dauphin County, PA 47Not published13.3%
Lancaster County, PA 30Not published21.1%
Spotsylvania County, VA 28Not published13.2%
Cumberland County, PA 27Not published9.7%
Sussex County, DE 24Not published37.5%
York County, PA 20Not published16.7%
Schuylkill County, PA 18Not published31.0%
Fredericksburg city, VA 17Not published5.0%
Wicomico County, MD 16Not published30.4%
Chester County, PA 15Not published11.8%
Worcester County, MD 11Not published25.0%
Stafford County, VA 10Not published0.0%
Northumberland County, PA 9Under 10 loans30.8%
Philadelphia County, PA 8Under 10 loans0.0%
Montgomery County, PA 6Under 10 loans14.3%
Fairfax County, VA 6Under 10 loans14.3%
Charles County, MD 5Under 10 loans28.6%
Anne Arundel County, MD 4Under 10 loans33.3%
Baltimore County, MD 4Under 10 loans16.7%
Baltimore city, MD 4Under 10 loans0.0%
Orange County, VA 4Under 10 loans28.6%
District of Columbia, DC 3Under 10 loans0.0%
Adams County, PA 3Under 10 loans0.0%
Delaware County, PA 3Under 10 loans0.0%
Caroline County, VA 3Under 10 loans40.0%
New Castle County, DE 2Under 10 loans33.3%
Essex County, NJ 2Under 10 loans0.0%
Berks County, PA 2Under 10 loans0.0%
Bucks County, PA 2Under 10 loans0.0%
Beaufort County, SC 2Under 10 loans0.0%
Fauquier County, VA 2Under 10 loans0.0%
Henrico County, VA 2Under 10 loans0.0%
King George County, VA 2Under 10 loans33.3%
Louisa County, VA 2Under 10 loans0.0%
Kent County, DE 1Under 10 loans0.0%
Palm Beach County, FL 1Under 10 loans0.0%
Calvert County, MD 1Under 10 loans50.0%
Carroll County, MD 1Under 10 loans0.0%
Dorchester County, MD 1Under 10 loans0.0%
Prince George's County, MD 1Under 10 loans0.0%
St. Mary's County, MD 1Under 10 loans0.0%
Somerset County, MD 1Under 10 loans0.0%
Atlantic County, NJ 1Under 10 loans50.0%
Burlington County, NJ 1Under 10 loans0.0%
Union County, NJ 1Under 10 loans0.0%
Carbon County, PA 1Under 10 loans0.0%
Centre County, PA 1Under 10 loans0.0%
Franklin County, PA 1Under 10 loans50.0%
Lebanon County, PA 1Under 10 loans50.0%
Lehigh County, PA 1Under 10 loans0.0%

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When LINKBANK’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.