Diamond Credit Union
Diamond Credit Union received 1,294 applications in 2025 and made 852 mortgages, in 24 counties across 3 states. The median rate its borrowers got was 6.010% on a median loan of $75,000. Of 1,275 decisions, 358 were denials — 28.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 25490053H6JWQDX4RM47 |
|---|---|
| Applications received | 1,294 |
| Mortgages made | 852 |
| Denied | 358 |
| Approved, not taken up | 65 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.09 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 76 | 6.255% | $175,000 | 26.3% |
| Refinancing | 233 | 6.250% | $105,000 | 24.2% |
| Cash-out refinancing | 29 | 6.470% | $165,000 | 14.7% |
| Other purposes | 514 | 5.770% | $55,000 | 30.5% |
Where Diamond Credit Union lends most
The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Berks County, PA | 536 | 6.235% | 31.0% |
| Montgomery County, PA | 181 | 5.460% | 20.7% |
| Chester County, PA | 60 | 5.520% | 18.4% |
| Schuylkill County, PA | 20 | 6.470% | 31.0% |
| Lancaster County, PA | 11 | 2.990% | 21.4% |
| Lehigh County, PA | 7 | Under 10 loans | 22.2% |
| Bucks County, PA | 6 | Under 10 loans | 12.5% |
| Delaware County, PA | 5 | Under 10 loans | 50.0% |
| Lebanon County, PA | 5 | Under 10 loans | 28.6% |
| Philadelphia County, PA | 5 | Under 10 loans | 25.0% |
| Sussex County, DE | 3 | Under 10 loans | 0.0% |
| Camden County, NJ | 2 | Under 10 loans | 33.3% |
| Northampton County, PA | 2 | Under 10 loans | 33.3% |
| Cape May County, NJ | 1 | Under 10 loans | 0.0% |
| Cambria County, PA | 1 | Under 10 loans | 0.0% |
| Carbon County, PA | 1 | Under 10 loans | 66.7% |
| Centre County, PA | 1 | Under 10 loans | 0.0% |
| Dauphin County, PA | 1 | Under 10 loans | 0.0% |
| Monroe County, PA | 1 | Under 10 loans | 0.0% |
| Northumberland County, PA | 1 | Under 10 loans | 0.0% |
| Snyder County, PA | 1 | Under 10 loans | 0.0% |
| York County, PA | 1 | Under 10 loans | 50.0% |
| Cumberland County, PA | 0 | Under 10 loans | 100.0% |
| McKean County, PA | 0 | Under 10 loans | 100.0% |
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When Diamond Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.