Mortgage Lender Index

Mortgage lenders in McKean County

404 mortgages were made in McKean County, Pennsylvania, in 2025, by 102 lenders. The median rate their borrowers got was 6.625% on a median loan of $105,000. Of 572 decisions, 153 were denials — 26.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Northwest Bank 88 6.375% $65,000 20.7%
Rocket Mortgage, LLC 79 6.750% $105,000 19.2%
CNB Bank 65 6.500% $85,000 14.3%
PNC Bank, National Association 18 7.765% $105,000 43.8%
Mortgage Research Center, LLC 18 6.688% $145,000 20.8%
PENNSYLVANIA STATE EMPLOYEES Credit Union 10 7.015% $60,000 23.1%
Community Bank, National Association 7 Under 10 loans Under 10 loans 22.2%
Navy Federal Credit Union 7 Under 10 loans Under 10 loans 36.4%
FIGURE LENDING LLC 6 Under 10 loans Under 10 loans 12.5%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 50.0%
The Juniata Valley Bank 5 Under 10 loans Under 10 loans 44.4%
PENNYMAC LOAN SERVICES, LLC 5 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 5 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 4 Under 10 loans Under 10 loans 42.9%
CITIZENS & NORTHERN BANK 4 Under 10 loans Under 10 loans 20.0%
FREEDOM MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 4 Under 10 loans Under 10 loans 33.3%
Loandepot.Com, LLC 3 Under 10 loans Under 10 loans 40.0%
SOFI BANK, NATIONAL ASSOCIATION 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 25.0%
JPMorgan Chase Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 3 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 2 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 2 Under 10 loans Under 10 loans 66.7%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 2 Under 10 loans Under 10 loans 33.3%
ROYAL UNITED MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
The Farmers National Bank of Canfield 2 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
Dollar Bank, Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 80.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 85.7%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 50.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 Under 10 loans Under 10 loans 50.0%
First National Bank of Pennsylvania 1 Under 10 loans Under 10 loans 66.7%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
OWNERSCHOICE FUNDING, INCORPORATED 1 Under 10 loans Under 10 loans 50.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
KeyBank National Association 1 Under 10 loans Under 10 loans 50.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
Elderton State Bank 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
American Airlines Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
AmeriServ Financial Bank 1 Under 10 loans Under 10 loans 0.0%
C & F Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Journey Bank 1 Under 10 loans Under 10 loans 0.0%
Marquette Savings Bank 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
SCHUMACHER MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
NEXTIER BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
CORNING CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Brentwood Bank 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
1ST PRIORITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
The Waterford Commercial and Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
First Commonwealth Bank 0 Under 10 loans Under 10 loans 100.0%
A&D Mortgage LLC 0 Under 10 loans Under 10 loans Not published
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans 100.0%
Diamond Credit Union 0 Under 10 loans Under 10 loans 100.0%
ICE LENDER HOLDINGS LLC 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans 100.0%
FIRST HERITAGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
Blue Ridge Bank, National Association 0 Under 10 loans Under 10 loans Not published
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
PHILADELPHIA FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CHARTER WEST BANK 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
SIRVA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
MID-ISLAND MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
CONSUMER REAL ESTATE FINANCE CO. 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
First National Bank of America 0 Under 10 loans Under 10 loans Not published
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans Not published
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in McKean County

16 FDIC-insured branches from 5 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Hamlin Bank and Trust Company 7$341.3 million
Northwest Bank 5$364.0 million
CNB Bank 2$109.5 million
The Juniata Valley Bank 1$52.6 million
PNC Bank, National Association 1$48.9 million

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When the next year’s lending figures are out for McKean County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.