Mortgage Lender Index

Mortgage America, Inc.

Mortgage America, Inc. received 1,740 applications in 2025 and made 1,427 mortgages, in 56 counties across 5 states. The median rate its borrowers got was 6.500% on a median loan of $265,000. Of 1,457 decisions, 29 were denials — 2.0%, most often for debt-to-income ratio.

Legal Entity Identifier5493000GQ5D5YW5QID32
Applications received1,740
Mortgages made1,427
Denied29
Approved, not taken up1
Withdrawn or incomplete283
Loans bought from other lenders0
Median rate spread over the prime offer rate0.217 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,317 6.500%$265,000 1.9%
Refinancing55 6.250%$285,000 0.0%
Cash-out refinancing55 6.625%$215,000 5.2%

Where Mortgage America, Inc. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Berks County, PA 3756.625%1.6%
Lehigh County, PA 1486.625%0.7%
Schuylkill County, PA 1466.625%4.0%
Montgomery County, PA 1406.500%1.4%
Northampton County, PA 1106.625%1.8%
Philadelphia County, PA 826.375%4.7%
Bucks County, PA 656.625%0.0%
Carbon County, PA 656.500%0.0%
Dauphin County, PA 466.500%4.2%
Chester County, PA 356.375%2.8%
Monroe County, PA 266.625%0.0%
Delaware County, PA 246.313%0.0%
Northumberland County, PA 226.625%4.4%
Lancaster County, PA 216.500%0.0%
Lebanon County, PA 156.750%0.0%
York County, PA 126.688%0.0%
Luzerne County, PA 106.750%9.1%
Cumberland County, PA 7Under 10 loans12.5%
Union County, PA 7Under 10 loans12.5%
Columbia County, PA 6Under 10 loans0.0%
New Castle County, DE 4Under 10 loans20.0%
Cape May County, NJ 4Under 10 loans0.0%
Snyder County, PA 4Under 10 loans0.0%
Tioga County, PA 4Under 10 loans0.0%
Sussex County, DE 3Under 10 loans0.0%
Atlantic County, NJ 3Under 10 loans0.0%
Camden County, NJ 3Under 10 loans0.0%
Lackawanna County, PA 3Under 10 loans0.0%
Lycoming County, PA 3Under 10 loans0.0%
Montour County, PA 3Under 10 loans0.0%
Perry County, PA 3Under 10 loans0.0%
Gloucester County, NJ 2Under 10 loans0.0%
Pike County, PA 2Under 10 loans0.0%
Sullivan County, PA 2Under 10 loans0.0%
Washington County, PA 2Under 10 loans0.0%
Wayne County, PA 2Under 10 loans0.0%
Broward County, FL 1Under 10 loans0.0%
Lee County, FL 1Under 10 loans0.0%
Manatee County, FL 1Under 10 loans0.0%
Orange County, FL 1Under 10 loans0.0%
St. Lucie County, FL 1Under 10 loans0.0%
Burlington County, NJ 1Under 10 loans0.0%
Monmouth County, NJ 1Under 10 loans0.0%
Allegheny County, PA 1Under 10 loans0.0%
Blair County, PA 1Under 10 loans0.0%
Bradford County, PA 1Under 10 loans0.0%
Clearfield County, PA 1Under 10 loans0.0%
Fayette County, PA 1Under 10 loans0.0%
Franklin County, PA 1Under 10 loans0.0%
Huntingdon County, PA 1Under 10 loans0.0%

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When Mortgage America, Inc.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.