Mortgage Lender Index

Mortgage lenders in Montour County

408 mortgages were made in Montour County, Pennsylvania, in 2025, by 106 lenders. The median rate their borrowers got was 6.625% on a median loan of $165,000. Of 478 decisions, 56 were denials — 11.7%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
SERVICE 1ST 82 7.500% $85,000 5.7%
Journey Bank 56 6.563% $170,000 1.8%
Fulton Bank, National Association 37 6.490% $155,000 14.0%
Rocket Mortgage, LLC 15 6.500% $155,000 31.8%
Manufacturers and Traders Trust Company 15 5.990% $145,000 6.3%
PENNSYLVANIA STATE EMPLOYEES Credit Union 14 6.383% $85,000 6.3%
Jersey Shore State Bank 13 5.490% $165,000 0.0%
MC Federal Credit Union 13 Not published $85,000 7.1%
UNION HOME MORTGAGE CORP. 11 6.500% $225,000 8.3%
Susquehanna Community Bank 9 Under 10 loans Under 10 loans 0.0%
First National Bank of Pennsylvania 9 Under 10 loans Under 10 loans 10.0%
First Keystone Community Bank 8 Under 10 loans Under 10 loans 0.0%
FIRST HERITAGE FINANCIAL, LLC 7 Under 10 loans Under 10 loans 0.0%
First Commonwealth Bank 7 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 6 Under 10 loans Under 10 loans 40.0%
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 14.3%
MEMBERS 1ST 5 Under 10 loans Under 10 loans 40.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 4 Under 10 loans Under 10 loans 0.0%
CITIZENS & NORTHERN BANK 4 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 4 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 4 Under 10 loans Under 10 loans 0.0%
Truist Bank 3 Under 10 loans Under 10 loans 40.0%
Mortgage America, Inc. 3 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 33.3%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 25.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 50.0%
Northwest Bank 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
ZILLOW HOME LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
UNB Bank 2 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 83.3%
Coastal Community Bank 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 0.0%
ALLIED MORTGAGE GROUP, INC. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
Horizon Farm Credit, ACA 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
TD Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
The Fidelity Deposit and Discount Bank 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
The Honesdale National Bank 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Community Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
1st Colonial Community Bank 1 Under 10 loans Under 10 loans 0.0%
Mifflinburg Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
MLD MORTGAGE INC. 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 Under 10 loans Under 10 loans 0.0%
PHILADELPHIA FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Popular Bank 1 Under 10 loans Under 10 loans 0.0%
The Luzerne Bank 1 Under 10 loans Under 10 loans 0.0%
EQUITY RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
SIRVA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Univest Bank and Trust Co. 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
Aurora Financial, LLC 1 Under 10 loans Under 10 loans 0.0%
MICHIGAN MUTUAL, INC. 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
Valley National Bank 1 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
TIDEWATER MORTGAGE SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans Not published
THE LOAN STORE, INC. 0 Under 10 loans Under 10 loans 100.0%
Advisors Mortgage Group, L.L.C. 0 Under 10 loans Under 10 loans Not published
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans Not published
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans Not published
TOP FLITE FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
TOWER Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
NBT Bank, National Association 0 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
SWBC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Waterstone Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
FIRST TECHNOLOGY FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
MILEND, INC. 0 Under 10 loans Under 10 loans Not published
QUORUM FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Montour County

7 FDIC-insured branches from 6 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Fulton Bank, National Association 2$188.1 million
Journey Bank 1$48.2 million
Northwest Bank 1$45.6 million
Manufacturers and Traders Trust Company 1$40.7 million
First Commonwealth Bank 1$37.3 million
First Keystone Community Bank 1$19.9 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Montour County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.