The Honesdale National Bank
The Honesdale National Bank received 684 applications in 2025 and made 597 mortgages, in 15 counties across 2 states. The median rate its borrowers got was 7.500% on a median loan of $155,000. Of 637 decisions, 28 were denials — 4.4%, most often for credit history.
| Legal Entity Identifier | 549300458LCI17J5BY03 |
|---|---|
| Applications received | 684 |
| Mortgages made | 597 |
| Denied | 28 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 47 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.24 points |
| FDIC-insured bank | Yes: The Honesdale National Bank, 15 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 207 | 6.750% | $245,000 | 2.8% |
| Refinancing | 154 | 7.500% | $155,000 | 5.5% |
| Other purposes | 236 | 7.500% | $75,000 | 5.1% |
Where The Honesdale National Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wayne County, PA | 185 | 7.500% | 4.0% |
| Lackawanna County, PA | 182 | 7.500% | 1.6% |
| Luzerne County, PA | 104 | 7.400% | 9.5% |
| Pike County, PA | 63 | 6.750% | 4.4% |
| Susquehanna County, PA | 35 | 7.500% | 5.4% |
| Sullivan County, NY | 7 | Under 10 loans | 0.0% |
| Monroe County, PA | 6 | Under 10 loans | 14.3% |
| Carbon County, PA | 5 | Under 10 loans | 0.0% |
| Columbia County, PA | 3 | Under 10 loans | 0.0% |
| Wyoming County, PA | 2 | Under 10 loans | 0.0% |
| Delaware County, NY | 1 | Under 10 loans | 0.0% |
| Onondaga County, NY | 1 | Under 10 loans | 0.0% |
| Montour County, PA | 1 | Under 10 loans | 0.0% |
| Schuylkill County, PA | 1 | Under 10 loans | 0.0% |
| Venango County, PA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.