Mortgage Lender Index

Mifflinburg Bank and Trust Company

Mifflinburg Bank and Trust Company received 173 applications in 2025 and made 163 mortgages, in 16 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $185,000. Of 171 decisions, 3 were denials — 1.8%.

Legal Entity Identifier5493008CMM76GR76GS36
Applications received173
Mortgages made163
Denied3
Approved, not taken up5
Withdrawn or incomplete2
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase117 Not published$205,000 0.0%
Refinancing26 Not published$175,000 7.1%
Cash-out refinancing1 Under 10 loansUnder 10 loans 0.0%
Other purposes19 Not published$35,000 5.0%

Where Mifflinburg Bank and Trust Company lends most

The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Union County, PA 73Not published1.3%
Northumberland County, PA 39Not published0.0%
Snyder County, PA 27Not published0.0%
Centre County, PA 9Under 10 loans10.0%
Lycoming County, PA 3Under 10 loans0.0%
Columbia County, PA 2Under 10 loans0.0%
Clearfield County, PA 1Under 10 loans50.0%
Clinton County, PA 1Under 10 loans0.0%
Juniata County, PA 1Under 10 loans0.0%
Luzerne County, PA 1Under 10 loans0.0%
Montour County, PA 1Under 10 loans0.0%
Somerset County, PA 1Under 10 loans0.0%
Sullivan County, PA 1Under 10 loans0.0%
Tioga County, PA 1Under 10 loans0.0%
Westmoreland County, PA 1Under 10 loans0.0%
Horry County, SC 1Under 10 loans0.0%

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When Mifflinburg Bank and Trust Company’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.