LENDING CAPITAL GROUP Inc
LENDING CAPITAL GROUP Inc received 554 applications in 2025 and made 421 mortgages, in 40 counties across 6 states. The median rate its borrowers got was 6.625% on a median loan of $315,000. Of 441 decisions, 19 were denials — 4.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 2549003GSJF52BBIBW81 |
|---|---|
| Applications received | 554 |
| Mortgages made | 421 |
| Denied | 19 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 113 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.338 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 371 | 6.750% | $315,000 | 3.9% |
| Refinancing | 50 | 6.563% | $275,000 | 7.3% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where LENDING CAPITAL GROUP Inc lends most
The 40 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bucks County, PA | 152 | 6.625% | 3.2% |
| Philadelphia County, PA | 113 | 6.625% | 5.0% |
| Montgomery County, PA | 61 | 6.625% | 1.6% |
| Camden County, NJ | 13 | 6.625% | 0.0% |
| Burlington County, NJ | 10 | 6.870% | 0.0% |
| Delaware County, PA | 10 | 6.688% | 0.0% |
| Broward County, FL | 7 | Under 10 loans | 0.0% |
| Berks County, PA | 6 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 4 | Under 10 loans | 20.0% |
| Gloucester County, NJ | 4 | Under 10 loans | 0.0% |
| Allegheny County, PA | 4 | Under 10 loans | 0.0% |
| Lancaster County, PA | 4 | Under 10 loans | 0.0% |
| Mercer County, NJ | 3 | Under 10 loans | 0.0% |
| Chester County, PA | 3 | Under 10 loans | 25.0% |
| Luzerne County, PA | 3 | Under 10 loans | 0.0% |
| Monroe County, PA | 3 | Under 10 loans | 40.0% |
| Charlotte County, FL | 2 | Under 10 loans | 0.0% |
| Cape May County, NJ | 2 | Under 10 loans | 0.0% |
| Carbon County, PA | 2 | Under 10 loans | 0.0% |
| South Central Connecticut Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 1 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 50.0% |
| Howard County, MD | 1 | Under 10 loans | 0.0% |
| St. Mary's County, MD | 1 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 1 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 1 | Under 10 loans | 0.0% |
| Ocean County, NJ | 1 | Under 10 loans | 50.0% |
| Montgomery County, OH | 1 | Under 10 loans | 0.0% |
| Lebanon County, PA | 1 | Under 10 loans | 0.0% |
| Lehigh County, PA | 1 | Under 10 loans | 0.0% |
| Wayne County, PA | 1 | Under 10 loans | 0.0% |
| Westmoreland County, PA | 1 | Under 10 loans | 0.0% |
| Hernando County, FL | 0 | Under 10 loans | Not published |
| Miami-Dade County, FL | 0 | Under 10 loans | Not published |
| Hunterdon County, NJ | 0 | Under 10 loans | Not published |
| Salem County, NJ | 0 | Under 10 loans | 100.0% |
| Northampton County, PA | 0 | Under 10 loans | Not published |
| Pike County, PA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.