El Dorado Savings Bank, F.S.B.
El Dorado Savings Bank, F.S.B. received 432 applications in 2025 and made 275 mortgages, in 11 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 363 decisions, 72 were denials — 19.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300KLBHBLTPBU7507 |
|---|---|
| Applications received | 432 |
| Mortgages made | 275 |
| Denied | 72 |
| Approved, not taken up | 16 |
| Withdrawn or incomplete | 69 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: El Dorado Savings Bank, F.S.B., 35 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 39 | Not published | $405,000 | 20.0% |
| Refinancing | 90 | Not published | $190,000 | 18.4% |
| Other purposes | 146 | Not published | $105,000 | 20.6% |
Where El Dorado Savings Bank, F.S.B. lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| El Dorado County, CA | 89 | Not published | 27.0% |
| Sacramento County, CA | 74 | Not published | 11.4% |
| Tuolumne County, CA | 22 | Not published | 21.4% |
| Nevada County, CA | 18 | Not published | 9.1% |
| Amador County, CA | 16 | Not published | 26.9% |
| Calaveras County, CA | 16 | Not published | 18.2% |
| Placer County, CA | 13 | Not published | 26.3% |
| Douglas County, NV | 13 | Not published | 12.5% |
| Washoe County, NV | 7 | Under 10 loans | 12.5% |
| Inyo County, CA | 6 | Under 10 loans | 14.3% |
| Carson City, NV | 1 | Under 10 loans | 0.0% |
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When El Dorado Savings Bank, F.S.B.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.