Home purchase lenders in Washoe County
5,659 home purchase mortgages were made in Washoe County, Nevada, in 2025, by 285 lenders. The median rate their borrowers got was 6.375% on a median loan of $435,000. Of 6,624 decisions, 661 were denials — 10.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | 759 | 6.625% | $405,000 | 1.7% |
| DHI MORTGAGE COMPANY, LTD. | 439 | 4.990% | $435,000 | 10.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 415 | 6.500% | $435,000 | 6.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 243 | 6.575% | $425,000 | 2.8% |
| LENNAR MORTGAGE, LLC | 228 | 4.990% | $475,000 | 4.6% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 185 | 6.625% | $455,000 | 0.5% |
| Rocket Mortgage, LLC | 176 | 6.433% | $450,000 | 14.1% |
| PENNYMAC LOAN SERVICES, LLC | 137 | 6.499% | $495,000 | 12.6% |
| TOLL BROTHERS MORTGAGE COMPANY | 130 | 6.625% | $545,000 | 6.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 127 | 6.490% | $395,000 | 2.0% |
| GREATER NEVADA LLC | 122 | 6.375% | $435,000 | 3.9% |
| INFINITY EQUITY GROUP, LLC. | 120 | 6.624% | $470,000 | 0.0% |
| SUMMIT FUNDING, INC. | 118 | 6.375% | $395,000 | 4.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 110 | 6.250% | $395,000 | 0.0% |
| THE LOAN STORE, INC. | 105 | 6.625% | $405,000 | 5.0% |
| U.S. Bank National Association | 104 | 6.188% | $505,000 | 14.3% |
| CMG MORTGAGE, INC. | 97 | 6.500% | $455,000 | 3.7% |
| Broker Solutions, Inc. | 97 | 6.490% | $375,000 | 2.0% |
| UNITED FEDERAL CREDIT UNION | 90 | 6.240% | $395,000 | 9.1% |
| Mortgage Research Center, LLC | 72 | 6.125% | $435,000 | 6.4% |
| CANOPY MORTGAGE, LLC | 71 | 6.375% | $445,000 | 0.0% |
| Mortgage Right | 59 | 6.500% | $365,000 | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 58 | 6.625% | $415,000 | 1.5% |
| JPMorgan Chase Bank, National Association | 54 | 6.375% | $545,000 | 18.2% |
| KIND LENDING, LLC | 45 | 6.750% | $465,000 | 19.6% |
| Plains Commerce Bank | 45 | 6.500% | $495,000 | 6.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 42 | 6.688% | $420,000 | 4.4% |
| Loandepot.Com, LLC | 42 | 5.990% | $460,000 | 4.4% |
| Wells Fargo Bank, National Association | 41 | 5.875% | $575,000 | 24.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 41 | 6.750% | $445,000 | 4.7% |
| Bank of America, National Association | 38 | 6.125% | $505,000 | 29.6% |
| GUARANTEED RATE, INC. | 36 | 6.500% | $415,000 | 0.0% |
| Gateway First Bank | 35 | 6.625% | $485,000 | 0.0% |
| 21st Mortgage Corporation | 34 | 10.285% | $95,000 | 81.1% |
| MOVEMENT MORTGAGE, LLC | 33 | 6.625% | $425,000 | 5.6% |
| Navy Federal Credit Union | 31 | 6.000% | $505,000 | 8.8% |
| BETTER MORTGAGE CORPORATION | 28 | 6.625% | $445,000 | 22.2% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 28 | 6.625% | $445,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 27 | 6.750% | $405,000 | 6.9% |
| Zions Bancorporation, N.A. | 26 | 6.313% | $425,000 | 21.1% |
| Kiavi Funding, Inc. | 25 | 10.990% | $425,000 | 7.4% |
| Morgan Stanley Private Bank, National Association | 24 | 5.690% | $650,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 23 | 6.125% | $405,000 | 4.2% |
| MLD MORTGAGE INC. | 23 | 6.500% | $485,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 22 | 8.840% | $95,000 | 31.7% |
| USAA Federal Savings Bank | 21 | 6.250% | $495,000 | 27.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 21 | 6.490% | $515,000 | 4.2% |
| Charles Schwab Bank, SSB | 21 | 5.625% | $805,000 | 4.4% |
| Fairway Independent Mortgage Corporation | 21 | 6.990% | $375,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 20 | 6.250% | $475,000 | 3.6% |
| OCMBC, INC. | 19 | 7.499% | $445,000 | 8.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 18 | 6.688% | $425,000 | 0.0% |
| ALLIANT CREDIT UNION | 18 | 7.688% | $435,000 | 5.3% |
| Mountain America Federal Credit Union | 15 | 6.750% | $405,000 | 21.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 15 | 6.625% | $435,000 | 5.9% |
| RIGHT START MORTGAGE, INC. | 15 | 6.125% | $305,000 | 6.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 15 | 6.500% | $455,000 | 6.3% |
| ZILLOW HOME LOANS, LLC | 14 | 6.125% | $470,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 14 | 6.875% | $580,000 | 6.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 13 | 6.990% | $305,000 | 30.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.500% | $375,000 | 0.0% |
| CLEAREDGE LENDING LLC | 13 | 6.750% | $865,000 | 13.3% |
| Peak Residential Lending Inc | 12 | 6.688% | $360,000 | 7.1% |
| NEWREZ LLC | 12 | 6.250% | $550,000 | 25.0% |
| Click n' Close, Inc. | 12 | 6.808% | $300,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 12 | 6.250% | $425,000 | 7.7% |
| Ameris Bank | 12 | 6.250% | $445,000 | 0.0% |
| PLANET HOME LENDING, LLC | 11 | 6.375% | $385,000 | 6.7% |
| DEEPHAVEN MORTGAGE LLC | 11 | 6.990% | $295,000 | 7.7% |
| The Central Trust Bank | 10 | 6.625% | $480,000 | 0.0% |
| BMO Bank National Association | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Cornerstone First Mortgage, Inc | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Glacier Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| PNC Bank, National Association | 8 | Under 10 loans | Under 10 loans | 33.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Umpqua Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ALAMEDA MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 77.6% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| GENWAY HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Synergy One Lending, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Citadel Servicing Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NexBank | 7 | Under 10 loans | Under 10 loans | 11.1% |
| LENDSURE MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ONE NEVADA CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| LOWER, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| UBS Bank USA | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GO MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CALCON MUTUAL MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 5 | Under 10 loans | Under 10 loans | 14.3% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GREAT BASIN FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 20.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valley West Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Fremont Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SPRING EQ, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STANFORD Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 76.9% |
| AMERICA FIRST Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citizens National Bank of Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| JMJ FINANCIAL GROUP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 549300YVM8B4UQC5DK40 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ML Mortgage Corp. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLARK COUNTY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Business Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BELEM SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHEVRON Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SCENIC OAKS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Operating Engineers Local Union #3 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 33.3% |
| DIGNIFIED HOME LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Prosperity Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| StanCorp Mortgage Investors, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nicolet National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IDAHO CENTRAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Griffin Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Adams Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 85 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.