ML Mortgage Corp.
ML Mortgage Corp. received 2,266 applications in 2025 and made 1,600 mortgages, in 150 counties across 21 states. The median rate its borrowers got was 6.625% on a median loan of $405,000. Of 1,753 decisions, 55 were denials — 3.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900JH11ROOV921P96 |
|---|---|
| Applications received | 2,266 |
| Mortgages made | 1,600 |
| Denied | 55 |
| Approved, not taken up | 98 |
| Withdrawn or incomplete | 513 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.516 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1,182 | 6.625% | $420,000 | 2.6% |
| Refinancing | 171 | 6.125% | $455,000 | 2.1% |
| Cash-out refinancing | 247 | 7.125% | $295,000 | 6.3% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where ML Mortgage Corp. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| San Bernardino County, CA | 478 | 6.625% | 2.4% |
| Riverside County, CA | 322 | 6.625% | 3.4% |
| Los Angeles County, CA | 147 | 6.625% | 3.1% |
| Clark County, NV | 139 | 6.990% | 0.0% |
| Ventura County, CA | 71 | 5.990% | 2.7% |
| San Diego County, CA | 41 | 6.500% | 2.3% |
| Maricopa County, AZ | 37 | 6.990% | 9.5% |
| Orange County, CA | 35 | 6.625% | 0.0% |
| Santa Cruz County, CA | 28 | 6.750% | 9.1% |
| Kern County, CA | 24 | 6.933% | 7.4% |
| Monterey County, CA | 17 | 6.490% | 0.0% |
| Mohave County, AZ | 14 | 6.933% | 0.0% |
| Harris County, TX | 12 | 6.438% | 0.0% |
| Imperial County, CA | 11 | 6.250% | 0.0% |
| Mariposa County, CA | 11 | 6.125% | 0.0% |
| Fresno County, CA | 9 | Under 10 loans | 0.0% |
| Pierce County, WA | 9 | Under 10 loans | 16.7% |
| San Benito County, CA | 8 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 8 | Under 10 loans | 8.3% |
| Honolulu County, HI | 8 | Under 10 loans | 0.0% |
| Merced County, CA | 7 | Under 10 loans | 11.1% |
| El Dorado County, CA | 6 | Under 10 loans | 0.0% |
| Tulare County, CA | 6 | Under 10 loans | 0.0% |
| Placer County, CA | 5 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 5 | Under 10 loans | 0.0% |
| Lehigh County, PA | 5 | Under 10 loans | 0.0% |
| King County, WA | 5 | Under 10 loans | 25.0% |
| Pinal County, AZ | 4 | Under 10 loans | 33.3% |
| Hillsborough County, FL | 4 | Under 10 loans | 0.0% |
| Gallatin County, MT | 4 | Under 10 loans | 0.0% |
| Alameda County, CA | 3 | Under 10 loans | 0.0% |
| Nevada County, CA | 3 | Under 10 loans | 0.0% |
| Broward County, FL | 3 | Under 10 loans | 0.0% |
| Vigo County, IN | 3 | Under 10 loans | 0.0% |
| Nye County, NV | 3 | Under 10 loans | 0.0% |
| Northampton County, PA | 3 | Under 10 loans | 0.0% |
| Hunt County, TX | 3 | Under 10 loans | 0.0% |
| Thurston County, WA | 3 | Under 10 loans | 25.0% |
| Madison County, AL | 2 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 2 | Under 10 loans | 0.0% |
| Madera County, CA | 2 | Under 10 loans | 33.3% |
| Santa Barbara County, CA | 2 | Under 10 loans | 0.0% |
| Stanislaus County, CA | 2 | Under 10 loans | 0.0% |
| Orange County, FL | 2 | Under 10 loans | 0.0% |
| Houston County, GA | 2 | Under 10 loans | 0.0% |
| Maui County, HI | 2 | Under 10 loans | 0.0% |
| Randolph County, IN | 2 | Under 10 loans | 0.0% |
| Washoe County, NV | 2 | Under 10 loans | 0.0% |
| Josephine County, OR | 2 | Under 10 loans | 0.0% |
| Multnomah County, OR | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.