BERKELEY POINT CAPITAL LLC
BERKELEY POINT CAPITAL LLC received 361 applications in 2025 and made 317 mortgages, in 169 counties across 40 states. The median rate its borrowers got was 5.230% on a median loan of $5,790,000. Of 322 decisions, 4 were denials — 1.2%, most often for collateral.
| Legal Entity Identifier | 549300HINJH60UG3KG47 |
|---|---|
| Applications received | 361 |
| Mortgages made | 317 |
| Denied | 4 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 39 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 179 | 5.040% | $5,730,000 | 0.5% |
| Refinancing | 125 | 5.330% | $6,125,000 | 2.3% |
| Cash-out refinancing | 10 | 7.340% | $2,130,000 | 0.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where BERKELEY POINT CAPITAL LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Henrico County, VA | 16 | 4.210% | 0.0% |
| Clark County, NV | 12 | 5.095% | 0.0% |
| Pinellas County, FL | 10 | 3.990% | 0.0% |
| Hillsborough County, FL | 9 | Under 10 loans | 0.0% |
| Fulton County, GA | 9 | Under 10 loans | 0.0% |
| Orange County, NC | 9 | Under 10 loans | 0.0% |
| Manatee County, FL | 8 | Under 10 loans | 0.0% |
| Sarasota County, FL | 8 | Under 10 loans | 0.0% |
| Durham County, NC | 8 | Under 10 loans | 0.0% |
| Tulsa County, OK | 7 | Under 10 loans | 0.0% |
| Chatham County, GA | 6 | Under 10 loans | 0.0% |
| Wake County, NC | 5 | Under 10 loans | 0.0% |
| Franklin County, OH | 5 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 5 | Under 10 loans | 0.0% |
| Harris County, TX | 5 | Under 10 loans | 16.7% |
| Alameda County, CA | 4 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 4 | Under 10 loans | 0.0% |
| Collin County, TX | 4 | Under 10 loans | 0.0% |
| King County, WA | 4 | Under 10 loans | 0.0% |
| Orange County, CA | 3 | Under 10 loans | 0.0% |
| Riverside County, CA | 3 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 3 | Under 10 loans | 0.0% |
| El Paso County, CO | 3 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 3 | Under 10 loans | 0.0% |
| Hennepin County, MN | 3 | Under 10 loans | 0.0% |
| Washoe County, NV | 3 | Under 10 loans | 0.0% |
| Kings County, NY | 3 | Under 10 loans | 0.0% |
| Cumberland County, NC | 3 | Under 10 loans | 0.0% |
| Guilford County, NC | 3 | Under 10 loans | 0.0% |
| Charleston County, SC | 3 | Under 10 loans | 0.0% |
| Travis County, TX | 3 | Under 10 loans | 0.0% |
| Richmond city, VA | 3 | Under 10 loans | 0.0% |
| Benton County, WA | 3 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 2 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 2 | Under 10 loans | 0.0% |
| Camden County, GA | 2 | Under 10 loans | 0.0% |
| Cobb County, GA | 2 | Under 10 loans | 0.0% |
| Franklin County, GA | 2 | Under 10 loans | 0.0% |
| Jefferson County, KY | 2 | Under 10 loans | 0.0% |
| Scott County, KY | 2 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 2 | Under 10 loans | 0.0% |
| Middlesex County, MA | 2 | Under 10 loans | 0.0% |
| Monroe County, NY | 2 | Under 10 loans | 0.0% |
| Onondaga County, NY | 2 | Under 10 loans | 0.0% |
| Alamance County, NC | 2 | Under 10 loans | 0.0% |
| Multnomah County, OR | 2 | Under 10 loans | 0.0% |
| Brazos County, TX | 2 | Under 10 loans | 0.0% |
| Dallas County, TX | 2 | Under 10 loans | 0.0% |
| Chesterfield County, VA | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.