CLARK COUNTY CREDIT UNION
CLARK COUNTY CREDIT UNION received 1,479 applications in 2025 and made 749 mortgages, in 5 counties across 10 states. The median rate its borrowers got was 7.750% on a median loan of $105,000. Of 1,140 decisions, 387 were denials — 34.0%, most often for debt-to-income ratio. 1,087 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493002HQBP2ODIIFH94 |
|---|---|
| Applications received | 1,479 |
| Mortgages made | 749 |
| Denied | 387 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 339 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.13 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 143 | 6.250% | $375,000 | 9.4% |
| Refinancing | 29 | 6.250% | $335,000 | 17.1% |
| Cash-out refinancing | 67 | 6.750% | $125,000 | 19.1% |
| Other purposes | 510 | 8.000% | $85,000 | 40.6% |
Where CLARK COUNTY CREDIT UNION lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clark County, NV | 231 | 6.250% | 14.0% |
| Nye County, NV | 4 | Under 10 loans | 0.0% |
| Washoe County, NV | 2 | Under 10 loans | 0.0% |
| Douglas County, NV | 1 | Under 10 loans | 0.0% |
| White Pine County, NV | 1 | Under 10 loans | 0.0% |
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When CLARK COUNTY CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.